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Our Editorial Picks
Premium Credit Cards Retain Their Appeal Despite Mounting Fees, Survey RevealsCredit cards are a great resource for turning everyday spending into measurable value, but fees are rising too.
72% of Gen Z Prefer Online Banks: Our Survey RevealsAre traditional banks keeping up with the times? As the world becomes increasingly digital, younger generations demand tech-savvy banking solutions.
What Happens If You Don’t Pay Taxes?Missing your tax payment? Here's what could happen next.
What Does Pet Insurance Cover?Vet bills can be unpredictable—but pet insurance helps you plan ahead.
America’s Most Frugal Cities: Where Savvy Spending Shapes Everyday LifeBestMoney study reveals that 83% of Americans consider themselves frugal, but how many are actually walking the walk?

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Meet Your Money Besties

Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.

Emily Sherman

Emily Sherman

Banking Expert

Your Next Smart Money Move

Credit Cards

Use credit wisely — learn how to get the most from your cards.

Travel During the Holidays? Unlock Big Savings with These Credit Card Perks
Dec 25, 2025

Travel During the Holidays? Unlock Big Savings with These Credit Card ...

From free upgrades to trip protection, discover the hidden credit card benefits that make holiday travel smoother and more affordable.

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Unlock Travel Perks: Choosing the Best Airline Credit Card
Dec 25, 2025

Unlock Travel Perks: Choosing the Best Airline Credit Card

Wondering which airline credit cards are actually worth it? We break down what makes a card stand out, from rewards and fees to travel perks so you...

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Best Credit Cards for Holiday Shopping: Earn Rewards on Every Purchase
Dec 25, 2025

Best Credit Cards for Holiday Shopping: Earn Rewards on Every Purchase

Holiday shopping can be expensive, but the right credit card helps you earn rewards, save on interest, and stretch your budget while you prep for t...

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Personal Loans

Want to make smarter borrowing decisions? Learn how personal loans really work.

Compare Our Top 5 Personal Loan Lenders of 2025
Dec 7, 2025

Compare Our Top 5 Personal Loan Lenders of 2025

Whether you are taking out a personal loan to better your debt situation or you’re finally getting the kitchen remodel you’ve been dreaming of, the...

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Compare 5 Long-Term Personal Loan Lenders
Dec 7, 2025

Compare 5 Long-Term Personal Loan Lenders

A long-term personal loan is essentially any loan with a repayment period longer than around 3 years. Long-term personal loans usually offer higher...

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Personal Loans vs Credit Cards: Which Should You Choose?
Dec 7, 2025

Personal Loans vs Credit Cards: Which Should You Choose?

Maintaining financial security isn’t just a matter of making all your expenses every month, it also means clearing enough to put some away for a ra...

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Pet Insurance

Love your pet? Learn how insurance can keep them healthy and protected.

What Does Pet Insurance Cover?
Dec 18, 2025

What Does Pet Insurance Cover?

Vet bills can be unpredictable—but pet insurance helps you plan ahead.

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The Most Common Pet Health Issues and How Much They'll Cost You
Dec 18, 2025

The Most Common Pet Health Issues and How Much They'll Cost You

Caring for a pet brings immense joy, but it also comes with its share of challenges, especially when it comes to their health. From minor ailments ...

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What Is Pet Insurance and How Does It Work?
Dec 18, 2025

What Is Pet Insurance and How Does It Work?

Pet insurance is a financial safety net that helps pet parents manage the cost of veterinary care. Depending on the plan and add-ons you choose, it...

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Car Insurance

Confused about coverage? Get the facts before renewing your policy.

Moving to a New State? How Your ZIP Code Impacts Car Insurance Rates
Dec 24, 2025

Moving to a New State? How Your ZIP Code Impacts Car Insurance Rates

Premiums can differ by 150% to 250% within the same state.

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The Best Good Student Discounts for Car Insurance in 2026
Dec 24, 2025

The Best Good Student Discounts for Car Insurance in 2026

Insuring a teen or college-aged driver costs thousands of dollars annually, but maintaining strong grades can cut that premium by hundreds.

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Why Is Car Insurance So Expensive?
Dec 24, 2025

Why Is Car Insurance So Expensive?

Car insurance premiums have hit record highs in 2025, leaving drivers across the country wondering why they're paying more for the same coverage.

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Mortgage Loans

Buying a home soon? Understand the basics before you sign.

How Your Debt-To-Income Ratio Affects Your Mortgage
Oct 27, 2025

How Your Debt-To-Income Ratio Affects Your Mortgage

Your debt-to-income ratio plays an important role in determining whether you qualify for a mortgage and what terms you'll receive.

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First-Time Home Buyer Checklist
Oct 27, 2025

First-Time Home Buyer Checklist

Buying your first home is an exciting milestone but can also feel overwhelming. Buyers must navigate mortgage options, find the right property, man...

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Elections & Mortgage Rates: What Homebuyers Should Know
Oct 27, 2025

Elections & Mortgage Rates: What Homebuyers Should Know

As mortgage rates fluctuate, Americans question how much presidential policies influence housing costs. In reality, the connection isn’t as direct ...

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Online Banking

Curious about digital banking? Discover how to manage your money online safely.

What Is a High Yield Savings Account and How They Work?
Dec 25, 2025

What Is a High Yield Savings Account and How They Work?

Whether you’re just entering the workforce or getting ready to retire, it’s important to have a rainy day fund where you can sock away some of your...

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What’s the Typical Minimum Balance for Online Savings Accounts?
Dec 25, 2025

What’s the Typical Minimum Balance for Online Savings Accounts?

When you open a savings account, there are several requirements to keep an eye out for, including monthly maintenance fees, initial deposits and mi...

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The Best Student Banking Account Options in {year}
Dec 25, 2025

The Best Student Banking Account Options in 2025

Financial independence means taking responsibility for managing your money and navigating the often confusing world of financial terminology.

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Debt Consolidation

Overwhelmed by multiple payments? Learn how consolidation can help.

Secured vs. Unsecured Debt Consolidation Loans
Dec 24, 2025

Secured vs. Unsecured Debt Consolidation Loans

Consolidation loans offer a way to simplify your finances and make your debt more manageable.

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Debt Consolidation vs. Credit Counseling
Dec 24, 2025

Debt Consolidation vs. Credit Counseling

The path to financial freedom starts with the right strategy. Discover how to manage your debt and build a stronger financial future.

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What Trump's Interest Cap Can Mean For Your Credit Card Debt
Dec 24, 2025

What Trump's Interest Cap Can Mean For Your Credit Card Debt

This announcement comes amid soaring credit card debt, which has reached approximately $1.166 trillion, and average interest rates that exceed 20%.

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Financial Advisor

Financial advice to help you make smarter money moves.

How to Save Money Fast: 15 Proven Strategies That Work in 30 Days
Dec 25, 2025

How to Save Money Fast: 15 Proven Strategies That Work in 30 Days

You don’t need extreme budgeting, just a focused plan you can actually follow for the next four weeks.

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6 Simple Ways to Save Money if You Want to Retire Early
Dec 25, 2025

6 Simple Ways to Save Money if You Want to Retire Early

There’s no getting around it: everything costs more these days. From groceries to gas to the latest must-have item, it sometimes feels like as soon...

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How Much Should You Save Each Month? Creating a Realistic Budget
Dec 24, 2025

How Much Should You Save Each Month? Creating a Realistic Budget

Most people abandon their budgets within a few weeks because they're too restrictive, complicated, or unrealistic.

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