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Fundbox Business Loans Review

Reviews 4,041
Fundbox
Fundbox
Excellent
Reviews 4,041
Michael Graw
Feb. 04, 2025
2 min read
Michael Graw
Fundbox Summary
Fundbox offers a revolving line of credit up to $150K for new businesses. You only need $100K in annual revenue to qualify for a loan. The application process is entirely online and only takes a few minutes, and you can get money as soon as the next business day.

Pros

  • Get money in as little as 1 business day
  • No prepayment penalties
  • Credit score will not be affected until you draw funds

Cons

  • Requires at least 6 months in business

Fundbox at a glance

8.4
Editorial score

Online experience

Has learning resources, access to rates, mobile app
10.0

Customer services and support

Multiple ways of reaching lender, wide range of hours
8.0

Variety of loan types

Offers most loan types
8.0

Loan amount range

Loan amount up to $150K
6.0

Eligibility

Loans available to most credit types, revenue levels, and businesses
10.0

Fundbox Fundbox View Rates

Overview

Fundbox offers a revolving line of credit from Loan Amount: $1K-$150K for growing small businesses. 

 Fundbox offers repayment terms of 12 or 24 weeks and there’s no prepayment penalty if you pay back your loan early.

Loan Features

Fundbox offers a line of credit ranging from Loan Amount: $1K-$150K. You can borrow up to the amount you have outstanding in pending invoices at any time. Funds are available in your bank account as soon as the next business day.

With Fundbox, you only pay interest on the amount you actually borrow, not your total credit line. In addition, there’s no prepayment penalty, so you can limit your interest payments by paying back your loan early.

  • Line of credit ranging from Loan Amount: $1K-$150K
  • No prepayment penalty
  • 12- or 24-week terms
  • Get funds by the next business day

Application Process

Fundbox’s application process is entirely online. To start the application process, enter information about yourself and your business such as your credit score, your annual revenue, and how much you expect to borrow. Next, connect Fundbox to your bank account or accounting software to give the company a look inside your books. 

The company’s software is compatible with most major banks and most software, including Quickbooks and FreshBooks. 

Fundbox can make a funding decision within a few minutes and only runs a hard credit check once you draw funds. You can request funds as soon as you’re approved and have them transferred to your bank account as soon as the next day.

How Much Can You Borrow? 

Fundbox can pre-approve your business for funding from Loan Amount: $1K-$150K in credit.

Repayment Terms

Fundbox offers 12- or 24-week loans. Interest rates for 12-week loans start at 4.66%, while they start at 8.99% for 24-week loans. There is no prepayment penalty if you repay your loan early.

Privacy and Security

Although you integrate Fundbox with your banking and accounting software during the application process, the company never stores your login credentials. In addition, your application is encrypted with SSL.

Help & Support

Fundbox offers customer support by phone and email from 8:00am to 8:00pm ET, Monday to Friday. The company’s website also has a detailed FAQs page to guide you through the application process.

Phone: 1-(855) 572-7707

Email: support@fundbox.com

Physical Address

6900 Dallas Parkway,

STE 700, Plano, TX 75024

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Summary

Fundbox offers lines of credit from Loan Amount: $1K-$150K for growing small businesses to make cash flow easier. The company stands out for its relatively lenient requirements for which businesses can apply. Fundbox has a fully online application, next-day funding and doesn’t charge prepayment penalties if you pay off your loan early.

Michael Graw
Written by
Michael Graw
Michael Graw is a personal finance expert at BestMoney.com, specializing in online banking and insurance. His work has appeared in print magazines and on high-impact websites. With a passion for clarity and practicality, Michael helps readers navigate today’s financial landscape.

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Trustpilot reviews
See what some customers are saying about Fundbox
Fundbox
Excellent • Reviews 4,041
on
Excellent
89%
Great
6%
Average
1%
Poor
1%
Bad
4%
We upload 100 to 400 Trustpilot reviews to our website daily, displaying them by default from "best" to "worst". You have the option to adjust the sorting criteria. If you wish to see all reviews, you can visit Trustpilot's website here.
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Sa
Sandy
3 days ago
Easy to use
Easy to use, expeditious and simple to understand. Fees on par with what you’d expect. Recommended.
Da
Dave
5 days ago
I like how fund box account managers…
I like how fund box account managers reach out to see what they can do for your business. Fundbox has helped me with many projects. I like the credit line that I have, it takes the anxiety away when something comes up.
LS
Louis Steede
6 days ago
Effortless Business Funding with Exceptional Support
Fundbox makes accessing funding remarkably simple and efficient. Once your account is set up and a credit line is established, drawing funds is as easy as reaching into your pocket. The seamless integration with QuickBooks Online adds another layer of convenience, making the entire process—from draw to payment and settlement—exceptionally smooth. While the online portal allows for full self-service, the support from account specialists truly sets Fundbox apart. In particular, Daniel Patino provided outstanding assistance, staying in touch to answer questions and offer valuable guidance throughout the process. I would highly recommend Fundbox to any business owner looking for a reliable, professional, and hassle-free funding solution.
IL
INNOVATION PROPERTIES LLC
6 days ago
Helpful and there when needed!
They have been super helpful with bridge funding for my business, have used them with other businesses in the past too.
An
Anonymous
7 days ago
Fast
Fast, reliable funding with convenient payment options
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