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QuickBridge is a California-based small business lender founded in 2011. The company provides a wide range of small business funding options, including short-term loans, working capital loans, and emergency funding loans.
QuickBridge stands out for working with business owners who might not qualify for traditional small business loans. The company works with business owners who have fair personal credit scores as well as with businesses that have been operating for less than one year.
The company makes it relatively simple to get funding for your business. You can get a funding decision within a few hours of applying and get cash in your business account in as quick as 24 hours.¹ QuickBridge offers loans of up to $400,000 with terms ranging from 24 months.³
QuickBridge is best suited for business owners who might have trouble getting a loan from a traditional small business lender. QuickBridge does have minimum revenue requirements, but these are low relative to the requirements of many traditional lenders.
Another reason to choose QuickBridge is that funding can be fast. For loans under $200,000, businesses can get approved within hours and have access to funds as quick as 24 hours.¹ Loans from $200,000 to $400,000 require a more involved underwriting process, but businesses can still get funds in as few as three days.
QuickBridge offers several different loan options, including short-term and working capital loans. These loans have different repayment terms, but business owners can use the funds from any QuickBridge loans for whatever business purposes they choose.
To apply for a loan with QuickBridge, you can start by applying online. The online prequalification form requires you to verify your identity, upload documents identifying your business (such as a certificate of formation), and consent to a hard credit check. If you prequalify, you will be able to see the terms of your loan.
To complete your loan application, you will need to submit a copy of your driver’s license and three months’ worth of business bank statements. For larger loans, you may also be asked to submit personal and business tax returns.
You will typically receive a loan application decision within a few hours, although decisions for loans over $200,000 may take one to two days. Once your business is approved, you can expect to receive funds in as quick as 24 hours.
QuickBridge offers loans up to $400,000. The amount your business can borrow will depend on your annual revenue and whether you offer business assets as collateral for the loan.
QuickBridge loans can have repayment terms from 4-18 months.³ The company offers discounts if you pay off your loan early.²
Loans come with a factor rate starting from 1.10. The factor rate describes the amount your business must pay back. For example, a $50,000 loan with a factor rate of 1.10 requires you to pay back $55,000, including $5,000 in interest. Most QuickBridge loans also carry an origination fee of 1–3%.
QuickBridge has an A+ rating with the Better Business Bureau and a 4.8-star rating on Trustpilot after more than 330 reviews. The company has also earned a Top 3 Customer Satisfaction award from LendingTree, an online lending marketplace.4
QuickBridge’s online application form is secured with SSL encryption.
QuickBridge offers customer support by phone 6:30AM-5PM (PT) Monday-Friday. You can speak with a loan officer to learn about the company’s funding options or to get help with the online application.
Phone: (888) 233-9085
QuickBridge is a small business lender that works with small business owners with fair credit and with businesses that have been operating for less than one year. You can request to borrow up to $400,000 and get a funding decision in just a few hours. Once approved, funds reach your business in as quick as 24 hours.¹ Business owners can use QuickBridge loans for any business purposes, and there are discounts available if you pay your loan back early.²
QuickBridge, 410 Exchange, Irvine, CA 92602
This review is based on information on the QuickBridge website and the online loan application tool.
¹ Fast approvals and 24-hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after the contract has been signed and verbal acceptance of terms via Welcome Call.
² QuickBridge offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Early payment discount amounts and details will be provided prior to acceptance of terms and funding. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
³ Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months.
⁴ This is not a guaranteed offer of credit. Rates and terms for business credit products are subject to underwriting guidelines, may be provided by third parties, and are subject to lender approval. Approved funding amount is based on eligibility. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average business bank account balances, personal credit and other variables deemed relevant by the lender.
Products offered by QuickBridge and affiliates are business products only. In California, products are made or arranged pursuant to a California Financing Law License. License number: 603J292.
