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Achieve Resolution could help you resolve a wide range of unsecured debts. They have a wealth of experience, helped more than one million people and resolved more than $18 billion in client debt as of April 2024***. Numerous testimonials and member success stories on its website corroborate the company’s efficacy in helping people get rid of debt.
To help you determine if it will be a good fit, Achieve offers a free no-obligation debt assessment. The company will provide you with a personalized resolution strategy, or, if the kind of help you need is out of its scope or expertise, it will candidly convey that to you.
Importantly, Achieve upholds transparency in its pricing. With this company, you’ll know the fee to expect from the start, meaning no surprises down the road.
Achieve’s fees range between 15% and 25% of the amount of debt enrolled. The exact rate depends on your current state of residence and amount of debt enrolled. This is a reasonable amount, and it’s within the range that other similar providers charge.
According to Achieve, 60% of the people who enroll in its program get their first account settled within the first three months***. That’s a relatively quick turnaround time that you’re unlikely to find with many other providers. The average customer works with Achieve for as little as 24-48 months.
In addition, this company stands confidently behind its service with a unique guarantee. If the cumulative cost of the program exceeds the debt enrolled, the company will advance a refund of the difference, up to the full amount of the fees collected**.
Competitive fee structure: 15%-25% of the amount of debt enrolled
They guarantee that if your entire program cost exceeds the total enrolled balance, they'll refund the difference up to 100% of our fees**.
Achieve offers aid with unsecured debts that aren’t tied to any specific asset, such as your home or a car. As a result, credit card companies tend to come with higher interest rates and can get burdensome quite quickly if you’re not careful.
Examples of unsecured debts that Achieve could help you with are credit card debts, medical debts, unsecured personal loans, and some private student loans.
Achieve places the utmost importance on user security. For example, it uses HTTP over SSL encryption on its website. This technology scrambles any data transmitted between you and the company over the internet, ensuring that hackers or other third parties can’t intercept or read it.
There’s also a comprehensive privacy policy on its website that details how the company uses any personal and financial information you provide.
Achieve offers personal support on the phone at 800-920-0045. Official customer service hours are Monday-Friday, 6am-8pm (MT), and 7am-4pm (MT) on weekends. For less pressing matters, the company has an online messaging feature where you can leave a note along with your contact information.
The most recurrent theme in Achieve’s online reviews is its exceptional customer service. Thousands of users praise Achieve for its swift response times and the friendly, professional, and knowledgeable nature of its support team.
The company boasts an impressive rating of 4.7 stars out of five on Trustpilot from a total of 5,699 reviews. On the Better Business Bureau (BBB), customers have given the company an equally remarkable rating of 4.75 out of five stars. BBB has also given Achieve an A+ rating, the highest possible grade on the platform.
Note, however, that the ratings above are for Achieve as a whole—not just for debt resolution.
2114 E Freedom way, Tempe, AZ 85288
If you’re looking for a reputable and trustworthy company to help you get rid of debt, Achieve could be worth a look. The company's team of experts could negotiate with creditors on your behalf to reduce your obligations and debt solution plan tailored to your needs and circumstances.
The company’s fees are quite reasonable, plus it offers a free initial assessment before you officially commit. Customer support is available for extended hours, seven days a week, ensuring you can receive assistance whenever you need it.
The information used to create this review was gathered from Achieve’s website.
*Resolution is available through our affiliate Achieve Resolution (NMLS ID # 1248929). The program guarantee means that if your total program cost and fees are more than the amount of debt you enroll, you can get a refund of the difference, up to 100% of collected fees. Limitations apply. All estimates for Achieve Resolution’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all Achieve Resolution clients are able to complete their program for various reasons, including their ability to save sufficient funds. Achieve Resolution does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Achieve Resolution does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Achieve Resolution’s services are not available in all states, including New Jersey, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of Achieve Resolution services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements Achieve Resolution obtained on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
**This guarantee takes effect when you graduate the program—or even if you leave before graduating. When you exit the program, we’ll use the combined total of all the debts you enrolled and settled and the fees you paid to us to calculate your eligibility for a refund.
***Statistics reflect the results of the members we and our affiliates have served since 2002 (as of April 2024)
****Achieve.com (NMLS ID #138464) offers certain mobile applications that allow consumers to view and analyze their finances. Financial solutions are offered by affiliates of Achieve.com or their service providers. Terms and conditions apply. Not all solutions are available in each state.
