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CuraDebt Debt Consolidation Review

Reviews 12
CuraDebt
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CuraDebt
CuraDebt
Great
Reviews 12
Bestmoney Staff
Sep. 26, 2024
5 min read
BestMoney Staff
CuraDebt Summary
CuraDebt was established in 2000 and offers a variety of services, including debt consolidation loans and tax relief services. They have been highly rated by their customers on platforms like TrustPilot, Customer Lobby, and Top Consumer Reviews.

Pros

  • Free savings estimate
  • Includes a TCPA/FDCPA protection program
  • No monthly or hidden fees for services

Cons

  • Not available in all 50 states
  • More educational resources on website would be helpful

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Suitable For

  • Customers who have large amounts of delinquent unsecured debt for a variety of reasons
  • Customers who need help coping with back tax debts of $10K or more to the State and/or IRS

Why Go with CuraDebt

When your debt situation becomes untenable, CuraDebt is a reliable solution to your problems. The company offers services for a variety of unsecured and tax-related debt. They are transparent about fees, payments, and costs. The company has two decades of experience in debt consolidation loans, as well as handling tax debt issues that can be complicated to deal with individually.

What CuraDebt Offers

  • Tax relief services
  • Decades of experience
  • No monthly or upfront fees
  • In-person consultations
  • Handles a wide variety of unsecured debt
  • Low fees for successful cases

More Reasons to Choose CuraDebt

CuraDebt employs professionals with experience working with several types of unsecured debt. Its team of debt negotiators and counselors can help determine the right course of action for your management plan, as well as guide you on your way to remove the debt from your accounts.

The company’s fee structure guarantees that it will always work to ensure your success.  CuraDebt does not charge you any upfront or monthly fees, but will rather collect a flat fee, a percentage of your total debt enrolled. That amount is then included in your monthly payments. Something else that stands out when looking at the company is their tax relief program, a service that not many competitors offer.

The company includes a team of tax professionals that can help mediate and negotiate with state and federal tax authorities on your behalf, letting you avoid complicated situations and focus exclusively on paying your debts.

Services Offered

Services offered by CuraDebt can be divided into their regular debt consolidation loans and their tax-related offerings. The company can assist customers with repaying unsecured debt obligations thanks to a variety of different strategies. These options are focused on reducing your outstanding obligations to manageable levels that can feasibly be paid in a reasonable amount of time.

To get started with CuraDebt, you can simply call the company’s toll-free number and have a consultation, or complete the consultation request through the website. Once you have completed the initial request, one of the company’s debt specialists will examine your case and review your outstanding obligations before determining a feasible and sustainable course of action with you.

What’s Unique About CuraDebt?

The company’s debt consolidation loans are based on the principle of not simply reducing the interest paid or minimizing late fees, but actually bringing down the principal amount to more serviceable levels. Also, the company’s willingness to work with customers facing a wide range of debt problems makes them suitable for a variety of different circumstances.

The company also works to help customers reduce the amount of time they spend paying off their debts. If left unhandled, debt can create an endless spiral and keep people in a hole for years while they struggle to meet minimum payments and high interest.

With CuraDebt, most plans are designed to help customers get out of debt within 24 to 48 months, though it is important to note that this timeframe may vary depending on your specific case. The company’s settlements and management programs have also shown a very high success rate, bringing down customers’ debt by over 80% in some cases.

One of the areas that are most unique is the comprehensive service for tax relief services, which is another unique feature that stands out within the industry. CuraDebt will assist with tax issues that range from simple to complex at both the local and Federal levels. Some of the tax problems the company can mediate include:

  • Unpaid taxes
  • Personal and business taxes
  • Wage garnishments
  • Liens
  • Audits
  • Tax penalties

Also, the company employs consumer protection lawyers. These professionals will advocate on your behalf and file suits against collectors and agencies that violate regulations and existing laws. In some cases, its professionals have succeeded in completely removing customers’ debt.

CuraDebt is different in this regard, as many other companies will not mount legal cases against collectors, but simply turn them away. The company has a strong track record when it comes to dealing with creditors, in some cases even attaining awards for customers that reach up to 5 figures.

Another area of accomplishment is the company’s accreditations and its emphasis on providing a transparent service. It is a member of the American Fair Credit Council, the International Association of Debt Arbitrators, as well as member of NetCheck and HonestE.

Types of Debt Covered

CuraDebt’s main areas of experience are unsecured debt and tax-related debt issues. For customers looking to pay off obligations, it can help with credit cards, personal loans or lines of credit, medical bills, collections and repossessions, business debts, and some kinds of private student loans.

While the company can handle certain kinds of secured debt, its services are generally geared towards unsecured credit. However, irrespective of the type, the company will directly communicate with your creditors and lenders and help you find the right solution to repay those debts in a timely manner.

Additionally, CuraDebt is well-equipped to help you with a wide range of tax debts. The company can assist with IRS debt and back taxes, both at the local and federal level. Other areas it can provide services related to unpaid taxes including both personal and business accounts, tax penalties, audits, liens, and a broad range of other problems.

It is important to note that the company provides extensive coverage for debt-related issues, but does not deal with lawsuit liabilities, utility bills, federally funded loans, or mortgages and home loans. 

Security of the Site

CuraDebt scores highly in this category and is very transparent about the information it collects and how that information is used. While the company does gather information such as your name, email, and some basic contact information, it does not request any sensitive details when you apply for a free consultation.

The company will only ask for your financial information once you are ready to find a plan to start your debt consolidation. Additionally, all of the company’s user data is stored off-site on secure servers with strong encryption and physical protection.

Help & Support

CuraDebt’s customer support has won several awards. Contacting the support staff is easy and fast. The company can be reached via an email ticket, phone from Monday to Saturday, and in-person if you reside in Florida. In all three cases, its agents are knowledgeable and efficient when it comes to helping us find the information you need to solve your problems.

Besides the personal service, the company offers an informative FAQ section for more common issues. The company dedicates a full page on its website to help customers understand the various types of debt consolidation loans they could seek out.

Review In Short

CuraDebt provides a variety of debt consolidation loans that are focused on settlement and negotiation. The company employs several debt and tax professionals that have decades of experience between them. This allows it to help every customer find the right course of action to break-free from debt and regain control of their personal finances.

The company’s best debt consolidation loans are focused on negotiation and bringing down the amount of debt owed, as opposed to simply reducing interest rates or late fees.

Additionally, the company offers customer support, with an informative FAQ and debt education sections that can answer most questions. The company’s staff are helpful, knowledgeable, and prompt when returning contact requests and assuaging any doubts.

About CuraDebt

Founded in 2000, CuraDebt has over 20 years of experience in the fields of debt and tax relief and employs a team of professionals who collectively count for decades of experience. Moreover, many of the company’s staff have years of familiarity working for tax authorities and the IRS.

CuraDebt is based in Florida, but operates on a national basis, and has helped tens of thousands of customers repay thousands of dollars in debt while saving many times more than that. The company is highly regarded within the industry and is an accredited member of both the American Fair Credit Council and the International Association of Professional Debt Arbitrators.

Physical Address

4000 Hollywood Blvd. Suite 555-S

Hollywood, FL 33021

United States

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BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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