The Best Life Insurance Providers of 2025

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Last updatedJanuary 2025

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Fast Application

8.3

BestMoneyscore

Popularity

Based on visits in the past 7 days

7.8

Brand Reputation

Based on web trends

8.6

Features & Benefits

Based on our editorial reviews

9.2

Bestow

Our Top Choice

Fast, easy, affordable term life insurance

A+ A.M. Best rating

No medical exam required

Coverage between $100k-$1.5M

Ages 18-60 eligible to apply

162 peoplevisited this site today

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Read Review

9.7

BestMoneyscore

Popularity

Based on visits in the past 7 days

10.0

Brand Reputation

Based on web trends

9.2

Features & Benefits

Based on our editorial reviews

9.6

Ethos

Term life insurance starting at $10/month

Coverage from $100K to $2M

No medical exam needed

5-minute online application

Ethos Life Insurance provides a comprehensive safety net for life's significant expenses, including home mortgages, debt, and children's college tuition. The process of obtaining a quote is streamlined with an instant online system. Ethos offers both term life insurance for individuals aged 20-65 and guaranteed issue whole life insurance for those aged 65-85. Coverage amounts range from $20K to $2 million, depending on qualifications.

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12,214 visitors

connected with an insurer this week

BestMoney Total Score

Our product scores consist of a combination of the following 3 components:

Popularity

BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.

Brand Reputation

Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).

Features & Benefits

BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.

Editorial Reviews