DriveTime Car Loans Review

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Suitable For? 

DriveTime provides personalized financing options for those looking for more flexible alternatives than a traditional lender may be able to offer, putting the customer in control of their car-buying experience.

DriveTime doesn’t require a minimum credit score, although it does carry out a hard credit pull as part of its financing process in dealership.  

Features 

DriveTime offers personalized financing for every vehicle. Customers can complete the application process online and shop terms on thousands of cars with no impact to credit scores. Features include: 

• Personalized Payments: DriveTime doesn’t have a set down payment amount. It is personalized for each customer depending on the stated income and the price of the vehicle selected. 
• Adding a co-buyer or trading in your current vehicle could improve your terms 
• Browse with your personalized terms on every vehicle 
• Ancillary products 
• 30-day/1,500-mile limited warranty 
• 5-day return policy

Application Process 

It’s easy to apply online via DriveTime’s website by selecting the Get Your Personalized Terms button. With no impact to your credit score, you can get approved for your personalized terms in less than two minutes.  

The next step is to schedule a visit to a DriveTime dealership. A Customer Experience Guide will take you through your options, including down payment, recurring payments, and all your other options in-store. You’ll need to bring a valid driver’s license and other necessary documentation during this process. 

Personalized Terms 

DriveTime has financed millions and with thousands of cars to choose from, DriveTime has the flexibility to offer options for any budget. 

Fees like documentation, tax, and titling also vary by state, so you need to discuss this with DriveTime’s Customer Experience Guides before buying your car. 

No-Haggle Process 

With DriveTime, customers can see their payment options online and then visit a dealership to experience DriveTime’s no-haggle process. 

Help & Support 

For the fastest response times, DriveTime recommends that you get in touch through the customer support telephone line 888-418-1212, open Monday to Friday, 6 a.m. – 7 p.m. MT. 

Summary 

Experience a car-buying process that’s tailored to fit your budget. With no credit impact, you can get approved for your personalized terms in less than two minutes! We’ve financed millions across the U.S. and with thousands of cars to choose from, we’ve made it easy to find a vehicle for any budget. Each car, truck, van and SUV includes a free AutoCheck history report and is backed by a 30-day/1,500-mile limited warranty so you can drive home with peace of mind. Note: Vehicle prices exclude taxes and finance charges and, subject to state law, exclude doc fees up to $299 and other applicable fees. Vehicles available for sale at the identified location only. 

Corporate Headquarters 

1720 West Rio Salado Parkway, Tempe, AZ, 85281 

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Methodology

Information was gathered from the DriveTime website and by contacting its customer support helpline.