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Gravity Lending Review

Reviews 1,850
Gravity Lending
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Gravity Lending
Gravity Lending
Excellent
Reviews 1,850
Chris Muller
Dec. 08, 2024
2 min read
Chris
Gravity Lending Summary
Gravity Lending is an online marketplace specializing in auto loan refinancing, connecting borrowers with an exclusive lender network to secure competitive rates and flexible terms. With a straightforward application, Gravity Lending makes it easy to refinance your auto loan or purchase out a lease comfortably from your home. If you want to reduce your payments or secure better terms for your budget, Gravity Lending could be a great choice.

Pros

  • Rates as low as 4.49%
  • Fast application process
  • 36 to 94-month terms available
  • No origination fee from Gravity Lending

Cons

  • Minimum credit score: 630
  • 24-month term not available
  • Minimum loan balance: $15,000

Gravity Lending at a glance

9.6
Editorial score

Online experience

Good online resources, but no mobile app
8.0

Customer services and support

Award winning
10.0

Loan Types

Offers all loan types
10.0

Repayment Flexibility

Offers flexible repayment plans & the option for special repayment programs
10.0

Eligibility (credit score)

Accepts most credit scores
10.0

Call Gravity Lending 8662902283

Suitable For?

Gravity Lending is suitable for those who want a quick and easy process to refinance their auto loan or buy out your leased car.  Gravity connects you with competitive rates and terms tailored to you.

Features

  • Easy 3-step application process
  • No application fee or origination fee from Gravity
  • Loans available in all 50 states
  • Extensive lender network
  • Complete your refinance in as quick as 3 days
  • A+ Better Business Bureau rating

Application Process

Gravity Lending’s application process is easy and straightforward. Applications are available online and can be completed in just a few minutes. An application consists of your personal information and your current loan details. Once an application is submitted, Gravity can provide you with personalized quotes within minutes thereafter.

Loan Types and Terms

Gravity Lending’s application process is easy and straightforward. Applications are available online and can be completed in just a few minutes. An application consists of your personal information and your current loan details. Once an application is submitted, Gravity can provide you with personalized quotes within minutes thereafter.

Repayment Options

Since Gravity Lending is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending implements industry standard security protocols, robust encryption and advanced firewalls to safeguard your information. Additionally, your information is shared only with authorized parties, such as lenders evaluating your loan application, ensuring it remains protected and used appropriately.

Help & Support

Gravity Lending is available by phone at 844-273-6636. You can also contact Gravity via-email at savings@gravitylending.com.

How Gravity Lending Compares


Gravity LendingLendingTree
APRFrom
4.99%
From
Varies
Minimum credit score630None
Loan amountsUp to $100,000Up to $300,000
Loan term36 - 94 monthsVaries
Suitable forFast & easy auto loansMultiple loan options

Summary

Gravity Lending adheres to security protocols in compliance with industry standards to safeguard your information. Gravity employs robust encryption technologies and advanced firewalls to protect against unauthorized access. Furthermore, your information is only shared exclusively with authorized entities, such as lenders, for the purpose of evaluating your loan application, ensuring its confidentiality and appropriate use.

Call Gravity Lending 8662902283

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Chris
Written by
Chris Muller
Chris has an MBA with a focus on advanced investments and has been writing about all things personal finance since 2015. He’s also built and ran a digital marketing agency, focusing on content marketing, copywriting, and SEO, since 2016. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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Trustpilot reviews
See what some customers are saying about Gravity Lending
Excellent • Reviews 1,850
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Excellent
98%
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1%
Average
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