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Years in Business | 8 |
Minimum IRA Investment | $10,000 |
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Despite only having eight years of experience in the precious metals industry, American Hartford Gold stands out as one of the highest-rated options available today. It was ranked as the number one gold company in 2021 by Inc.5000, and it has a near-perfect rating on the Better Business Bureau (BBB) website.
American Hartford Gold specializes in precious metal IRAs, and it also offers a range of gold and silver coins and bullion. It has relatively low purchasing limits, but there aren’t a lot of online resources for prospective investors. Fortunately, the customer service team is friendly and always ready to help.
If you want to start your precious metals investment journey with a relatively small budget, American Hartford Gold could be for you. Its $10,000 minimum IRA investment is lower than that of many of its competitors, so there’s a comparatively low entry barrier.
The price match guarantee and free shipping also make it an attractive option for anyone who wants to invest in gold and silver coins at the best price possible. If you find the same piece in the same condition cheaper elsewhere, American Hartford Gold will match that price.
There’s also a buy-back commitment. This doesn’t mean that American Hartford Gold will necessarily repurchase your metals itself, but it does help clients liquidate their holdings without charging any additional fees.
American Hartford Gold doesn’t advertise prices or fee tiers on its website, which I found a little frustrating. But after a chat with the support team and some information from current and past customers, I managed to gain a pretty clear understanding of what you can expect to pay.
For starters, the minimum IRA investment amount is $10,000, which presents a relatively low entry level compared to the industry average. You will be charged an annual IRA fee, which is $75 per year on accounts valued at $100,000 or less and $125 per year on accounts worth more than this. You can also expect to pay a depository storage fee, which usually doesn’t exceed $100 per year.
Minimum IRA Investment | $10,000 |
IRA Maintenance Fee | $75-$125/year |
Depository Storage Fee | $100/year (Estimated) |
Shipping and Handling | $0 |
One of the things I liked about American Hartford Gold is that they make things easy to get started with an average understanding of gold investing. You’ll need to speak with a customer service team member to open your account, as there’s no way to do it online. To open a new precious metals IRA with American Hartford Gold, follow these steps:
1. Speak with the customer service team
You can get in contact with American Hartford Gold via phone or online contact form, and a specialist will help you understand exactly what you need to open your IRA account. They will work with you to fill out any necessary paperwork and other documentation to get your investment up and running as soon as possible.
2. Add funds
Once your account is set up, you can transfer funds to your new IRA from an existing one. This can take as little as three days, and you can begin purchasing immediately once the funds have successfully arrived in the new account.
3. Purchase physical precious metals
The American Hartford Gold team can help you choose the best investments for your needs, or you can select the coins or precious metal bullion you want to invest in yourself. All IRA investments will be stored in an IRA-approved vault. Cash purchases can be delivered to you for safekeeping if required.
You can speak with an American Hartford Gold team member via live chat, phone, email, or online contact form. Support hours are Monday to Friday, 6am to 5pm (PST), and Saturday 6am to 4pm (PST).
I used the live chat a couple of times, and I was connected with a support agent within seconds. They were knowledgeable and answered my questions in a fast, efficient manner.
On the downside, there’s no blog and no self-help resources. American Hartford Gold does offer a free Gold and Silver Information Guide, but you have to enter personal information including an email address and phone number to access it.
How does American Hartford Gold work?
American Hartford Gold enables investors to purchase gold and silver. It’s great for those who want to set up an IRA and provides complete assistance in such matters. To start the purchasing process, you must speak with the American Hartford Gold customer service team.
Is American Hartford Gold legit?
Yes, American Hartford Gold is a reliable company offering streamlined gold and silver purchasing. It has decent reviews across the web, and you don’t have to worry about poor security or data privacy. It has an A+ rating from the Better Business Bureau (BBB), which is great to see.
Where is American Hartford Gold located?
American Hartford Gold is headquartered in Los Angeles, but it offers its services to clients across the US. Simply speak with a customer service team member to find out if it’s right for you.
American Hartford Gold is a top-rated precious metals investment company, and it’s easy to see why. It offers competitive fees on both IRA and non-IRA purchases, a variety of gold and silver coins and bullion, and a super-friendly customer service team. With a minimum IRA purchase amount of just $10,000, it’s a great option for anyone who wants to start investing small.
This review was completed using information from various sources, including the American Hartford Gold website, third-party reviews, and with details from the customer service team.
