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One Cash Summary

Reviews 602
OnePay Cash Global Transfers
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OnePay Cash Global Transfers
OnePay Cash Global Transfers
Great
Reviews 602
Bestmoney Staff
Mar. 24, 2025
3 min read
BestMoney Staff
OnePay Cash Global Transfers Summary
One Cash offers a global money transfer service integrated into its digital banking platform. Users can send money internationally directly from their One app, with competitive exchange rates and transparent fees. The service provides a seamless online experience, secure transactions, and mobile access for easy money transfers.

Pros

  • Fast transfers to select countries
  • Secure transactions with encryption
  • Integrated with One’s digital banking app

Cons

  • Limited country availability
  • Cash pickup may be restricted by country

OnePay Cash Global Transfers at a glance

9.2
Editorial score

Fees?

% of transfer or flat rate for some transfers; other transfers are free
8.0

Transfer time

Says money can be picked up in minutes
10.0

Customer service

Help from an agent over the phone or through live chat available
8.0

Security

Regulated and encrypted secure transfers; multi factor authentication for account
10.0

Online and mobile experience

Excellent site and app with transparency of rates, mobile transfers and transfers from credit cards as well as bank accounts; app has 4.0 rating on Google Play and 3.9 on the App Store
10.0

OnePay Cash Global Transfers OnePay Cash Global Transfers Visit Site

One Cash Fees and Rates

One Cash maintains a transparent and competitive fee structure, which varies based on factors such as the transfer destination, amount, and payment method. Unlike some money transfer services, One Cash ensures that users can see the exact fees and exchange rates before confirming a transaction, helping them make informed decisions. Exchange rates are updated regularly to align with market fluctuations, and there are no hidden costs. Users can check current fees directly within the One app before completing their transfer.

How Does It Work?

Sending money internationally with One Cash is a straightforward process that takes just a few steps. Users start by logging into the One app and selecting the “Global Transfers” option from the main menu. They then enter the recipient’s details, which may include a valid bank account number, as cash pickups are not available in all countries. After specifying the transfer amount, the app displays the applicable exchange rate and any associated fees for review. Once confirmed, the transaction is processed securely, and the sender can track its status in real time. The service is fully digital, eliminating the need to visit a bank branch or third-party location.

How Long Does It Take?

One Cash offers fast and reliable transfers, with speed varying depending on the recipient’s location and the destination bank’s processing time. Same-day transfers are available for select countries, particularly those with strong banking networks and real-time payment systems. In most cases, transactions are completed within one to three business days, but processing times may be longer if the recipient’s bank has additional verification requirements. Users can track the status of their transfer in the One app, providing peace of mind and real-time updates.

One Cash Top Highlights

The One Cash global money transfer service stands out due to its seamless integration with digital banking, allowing users to send money directly from their accounts without the need for third-party services. The transparent fee structure ensures that customers know the exact cost before making a transaction, eliminating surprises. Security is a top priority, with multi-layer encryption and fraud monitoring safeguarding all transactions. Additionally, 24/7 access to digital banking services enables users to transfer funds anytime, making it a convenient option for those who frequently send money abroad.

Customer Support

One Cash provides multiple customer support channels to assist users with money transfers. Customers can access live chat directly within the One app, offering a quick and efficient way to resolve issues. For those who prefer speaking to a representative, phone support is available during business hours, although availability may vary by region. Additionally, users can submit inquiries via email through the One Cash website. While support options are comprehensive, response times may differ based on demand and service hours.

Privacy and Security

Security is a core component of One Cash money transfer services. The platform uses end-to-end encryption to protect sensitive financial data, ensuring that user information remains secure throughout the transaction process. Multi-factor authentication (MFA) adds an extra layer of protection by requiring users to verify their identity before completing a transfer. Additionally, One Cash employs fraud monitoring systems that detect and prevent suspicious activity, further enhancing the safety of each transaction. These security measures align with industry standards for digital banking and online financial transactions.

Online Experience

One Cash delivers a smooth and intuitive digital experience through its mobile app and online banking platform. The app, available on both iOS and Android, allows users to check exchange rates, manage recipients, and track transactions in real time. The interface is user-friendly, making it easy to navigate and complete money transfers in just a few taps. Unlike some services that require multiple verification steps, One Cash simplifies the process by integrating global transfers directly into its banking ecosystem. Overall, the mobile and online experience is well-optimized, ensuring a hassle-free way to send money internationally.

Bottom Line

One Cash global money transfer service is a secure, fast, and convenient option for existing account holders. With an integrated app experience, transparent fees, and secure transactions, it offers a strong digital solution for sending money internationally. However, limited country availability may be a drawback for some users.

Methodology

This review was created using information from:

  • One’s official website & app
  • Customer reviews on comparison sites
  • Support team inquiries
  • Industry research on money transfer services

Disclaimers

One is a financial technology company, not a bank.

Banking services provided by Coastal Community Bank, Member FDIC.

Global Transfers may not be available to all One customers.

Currency exchange rates vary.

1. Subject to agent operating hours and compliance with regulatory requirements.

This review was created using AI-assisted content generation combined with human validation, research, and proofreading. While every effort has been made to ensure accuracy and fairness, readers should verify loan terms, rates, and conditions directly with First Premier Lending before making financial decisions.

BestMoney Staff
Written by
Bestmoney Staff
The BestMoney.com editorial team is composed of writers and experts covering a full range of financial services. Our mission is to simplify the process of selecting the right provider for every need, leveraging our extensive industry knowledge to deliver clear, reliable advice.
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See what some customers are saying about OnePay Cash Global Transfers
Average • Reviews 602
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Excellent
46%
Great
3%
Average
2%
Poor
3%
Bad
46%
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