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BestMoney.com
Accurate as ofJan 30th 2025

Trusted Home Equity Loans January 2025

Now is the best time to take cash out

Need cash for a large purchase? A home equity loan gets the funds you need.
Pay for college, fix your roof; afford it with the best providers around.

Are you eligible for a better rate?
Are you eligible for a better rate?
rocket-mortgage logo image
NMLS #3030
9.6
Bestmoney.comscore
TrustPilot Score
Based on 35390 User Reviews
4.7
Brand Reputation
Based on web trends
4.9

Rocket Mortgage

Find a simple mortgage that works for you
Get a cash-out refi on your mortgage
Variable-rate lines of credit
Save time with document retrieval
Get real-time rate updates
View Rates
35,390Reviews
amerisave logo image
NMLS #1168
9.2
Bestmoney.comscore
TrustPilot Score
Based on 14167 User Reviews
4.5
Brand Reputation
Based on web trends
4.7

AmeriSave Mortgage

Get quotes and pre-qualify quickly
Home equity loans & refinance – Cash Out
Low rates: Quick Quote and Approval
Rate lock protection, lock now before rates go up
Over $100 billion funded. 21 years in business
14,167Reviews
aven logo image
NMLS #2042345
9.5
Bestmoney.comscore
TrustPilot Score
Based on 4418 User Reviews
4.9
Brand Reputation
Based on web trends
4.6

Aven

HELOC with no annual or prepayment fees
100% online (680+ credit score only)
Cash out your home equity up to $250K
Low fixed monthly payments
No prepayment fees. No annual fee
4,418Reviews
achieve-loans logo image
NMLS #1810501
9.6
Bestmoney.comscore
TrustPilot Score
Based on 11258 User Reviews
4.8
Brand Reputation
Based on web trends
4.8

Achieve Loans

Fixed-rate HELOC custom built for you
Pre-qualify in minutes, fast funding
No refinance required, borrow up to $300k
Fixed rates, flexible terms up to 30 years
Minimum credit score: 640
11,258Reviews
figure logo image
NMLS #1717824
9.3
Bestmoney.comscore
TrustPilot Score
Based on 2799 User Reviews
4.6
Brand Reputation
Based on web trends
4.7

Figure

Fast way to turn home equity into cash
Access up to $400K with a HELOC
Flexible fixed-rate terms available
Apply in minutes, 100% online
Approval in 5 minutes, funding in as few as 5 days
2,799Reviews
lendingtree logo image
NMLS #1136
9.0
Bestmoney.comscore
TrustPilot Score
Based on 14240 User Reviews
4.2
Brand Reputation
Based on web trends
4.8

LendingTree

Compare rates from a network of lenders
Discover fixed home equity rates
Get up to 5 free quotes
Loan to value ratio of 85%
Cash-out refinance loans available
14,240Reviews

32,190 users

picked a lender via BestMoney this week

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BestMoney Total Score
Our scoring system incorporates a weighted formula, which considers two parameters, Semrush and TrustPilot, providing a numerical score out of 10 and a star ranking out of 5 for each brand.
TrustPilot Score
As a leading independent review platform, TrustPilot houses an extensive collection of over 120 million consumer reviews for more than 550,000 brands. With its ever-expanding repository, TrustPilot serves as a resource to gauge consumer satisfaction, making it an integral part of our scoring system. The BestMoney Total Score is determined by incorporating the brand's TrustPilot score, on a scale of 1-5. However, in cases where a TrustPilot score is unavailable, the BestMoney Total Score will be based solely on the Brand Reputation score provided by Semrush.
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-5 formula for precise evaluation. However, in cases where a Semrush score is unavailable, the BestMoney Total Score will be based solely on the TrustPilot score

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With a HELOC, you only pay interest on the cash you take out
Explore HELOC lenders
rocket-mortgage logo image
NMLS #3030
9.6
Bestmoney.comscore
TrustPilot Score
Based on 35390 User Reviews
4.7
Brand Reputation
Based on web trends
4.9

Rocket Mortgage

Find a simple mortgage that works for you
Get a cash-out refi on your mortgage
Variable-rate lines of credit
Save time with document retrieval
Get real-time rate updates
View Rates
amerisave logo image
NMLS #1168
9.2
Bestmoney.comscore
TrustPilot Score
Based on 14167 User Reviews
4.5
Brand Reputation
Based on web trends
4.7

AmeriSave Mortgage

Get quotes and pre-qualify quickly
Home equity loans & refinance – Cash Out
Low rates: Quick Quote and Approval
Rate lock protection, lock now before rates go up
Over $100 billion funded. 21 years in business
aven logo image
NMLS #2042345
9.5
Bestmoney.comscore
TrustPilot Score
Based on 4418 User Reviews
4.9
Brand Reputation
Based on web trends
4.6

Aven

HELOC with no annual or prepayment fees
100% online (680+ credit score only)
Cash out your home equity up to $250K
Low fixed monthly payments
No prepayment fees. No annual fee