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Sage Home Loans Corporation provides a convenient, efficient online mortgage application process, including rapid online pre-qualification. Borrowers also get support from a dedicated loan officer throughout the whole process. Once approved, you can lock in your rate for up to 60 days. Sage boasts a fast-closing process, too, with most of its loans closing in as little as 27 days—well below the industry average of 30-45 days.
Sage Home Loans Corporation is ideal for tech-savvy borrowers who prefer an entirely online mortgage experience. Its user-friendly online portal allows you to track your application progress, upload necessary documents, and communicate with your assigned loan officer.
Sage Home Loans Corporation offers various loan products—including conventional, Federal Housing Administration (FHA), Department of Veterans Affairs (VA), and refinance options—to meet diverse homeownership needs. For refinance loans, Sage offers cash-out refinancing, which enables you to unlock some of your home equity in cash, and rate and term refinancing, which allows you to lower your interest rate or shorten your loan term.
The application process with Sage is straightforward and, as mentioned, completely online. Here’s how it works:
Sage offers fixed-rate and adjustable-rate mortgages with flexible repayment terms of 15-30 years. To see the current rates of some of its most popular loan options, go to the Sage Home Loans Corporation website and click “Today’s rates” from the top menu. For a personalized rate quote tailored to your financial situation, select the “Get a Custom Quote” option and provide the requested information.
Sage offers customer support via phone and email, Monday through Friday, 9am-5pm, ET.
Sage is an online mortgage company that serves customers from all 50 states except New York. The company specializes in home purchase and refinance loans, offering flexible terms ranging from 15 to 30 years with options for both fixed and adjustable rates. You can complete the entire mortgage application process online, and you’ll have a dedicated loan officer to guide you through each step. Sage is known for its fast mortgage processing, with most loans closing within four weeks or less.
Yes, Sage Home Loans Corporation is a legitimate mortgage lender. It’s owned by Red Ventures, a well-established company that owns several trusted brands, such as Bankrate and Healthline. Sage has successfully financed over $5.5 billion in loans since it was founded and holds an A+ rating from the Better Business Bureau (BBB), the highest grade available.
Sage Home Loans Corporation has a fast-closing process, with most loans closing within 27 days. So, if you value speed and efficiency, this could be a great option.
No, Sage Home Loans Corporation doesn’t offer home equity loans or home equity lines of credit (HELOC). However, it does offer a cash-out refinance product, which could be a good alternative to a home equity loan or HELOC.
For a conventional loan with Sage, you’ll need a credit score of at least 620. A higher credit score could improve your chances of securing more favorable loan terms.
For an FHA loan with Sage, you may be able to qualify with a credit score as low as 580.
Sage Home Loans Corporation offers home purchase and refinance loans. Both fixed and adjustable rate options are available, with repayment terms of 15, 20, and 30 years.
The minimum down payment with Sage Home Loans Corporation depends on the loan type. You can get a VA loan with zero down payment. Meanwhile, the minimum down payment for conventional and FHA loans is 3% and 3.5%, respectively.
1423 Red Ventures Drive Suite 201 Fort Mill, SC 29707
The information used to complete this review was gathered from the Sage Home Loans Corporation website and Bankrate (owned by Sage Home Loans Corporation’s parent company, Red Ventures).