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Insureon is the #1 digital agency for small business insurance and works the top-rated insurers in the nation. You can get quotes in minutes and policies and your certificate of insurance the same day. Licensed agents from all 50 states who understand your business are available to answer questions and meet your insurance needs. Over the last 25 years, starting as TechInsurance, Insureon has:
The company serves hundreds of small business types, has a 4.5 average customer review on Trustpilot, and a history of putting its customers and teammates first. Managing your policies online is easy and you will have dedicated account managers available for year-round support. If you need a certificate of insurance to share with a client, or landlord, you can download it at any time.
Insureon connects you with several leading insurance companies, such as The Hartford and Hiscox, all in one place and with one application. You can then quickly find the right policies, saving you the time and effort of reaching out to providers individually.
Insureon is also great to work with because of the many insurance options its partners provide. Whether you need general liability coverage, worker’s compensation insurance, or even cyber insurance, the company has a partner that can help.
While the company only works with small businesses, it serves many industries, including technology, cleaning services, construction, consulting, real estate, retail, and healthcare.
Insureon helps make it easy for small businesses to get the right policies by partnering with top-rated insurance companies. These insurance partners offer a range of business-critical policies including:
General liability insurance: This covers many common risks faced by businesses that interact with clients or customers. It covers bodily injuries to customers, damage to customer property, and things like slander and libel claims. Many clients and property owners require this policy to work with a business owner.
Errors and omissions insurance: Also called professional liability insurance, this type of policy covers your business if you’re sued due to work errors, inadequate performance, negligence, or mistakes.
Worker’s compensation insurance: This type of insurance covers your business if employees are injured or become sick on the job. It will cover legal costs, missed wages, medical bills, and more.
Commercial property insurance: Commercial property insurance helps to protect your business assets. This includes both your physical location and the things inside it. It can protect you from theft, storm damage, vandalism, and cover the repair or replacement of your assets.
Business owner’s policy: This policy bundles together different types of coverage into one plan and can save you costs. For example, if you want general insurance liability and commercial property insurance, you can get both in a single plan with this option.
Cyber insurance: Cyber insurance covers your business in the case of a data breach or other cyber attack. It helps cover costs like notifying customers of the breach, paying for damages, credit monitoring for customers, and more.
Commercial auto insurance: This type of insurance protects your business-owned vehicles that personal auto insurance cannot. It covers vandalism, car accidents, weather-related damage, and damage caused by business vehicles.
Commercial umbrella insurance: Commercial umbrella insurance provides an extra layer of protection if a standard policy doesn’t have a high enough limit for your needs. It can supplement policies like general liability, worker’s compensation, and commercial auto, and boosts coverage in $1 million increments.
The following, additional coverage may be purchased by business owners that operate with a higher degree of risk including healthcare and construction professionals.
Product liability insurance: This covers your legal expenses and defense if a customer claims that a product you sold or made caused property damage or an injury.
Tools and equipment insurance: If your business uses tools or equipment of some kind, this type of policy helps to repair or replace them if they get damaged, stolen, or lost.
Keep in mind that not every partner offers every kind of coverage.
Depending on your needs, small business insurance can cost $500 per year to well over a $1000. The first policy that most small business owner needs—and the least expensive one—is general liability insurance. In an analysis of 30,000 small businesses that purchased insurance through Insureon, the average cost of general liability insurance averaged out to be $42 per month or roughly $500 per year.
Business insurance policy | Average cost |
$42 / month | |
$57 / month | |
$61 / month | |
$45 / month | |
$75 / month | |
$145 / month | |
$147 / month | |
$67 / month |
Insureon is a safe company to work with. It has been in the business for over a decade, and has helped hundreds of thousands of small businesses get insurance over the years. The company has good reviews, including a 4.5 (Excellent) rating on Trustpilot.
Its website uses SSL encryption, and the company has technical and organizational security measures in place to protect your data from loss or misuse. Insureon also mentions what types of personal information it collects, how this is shared, and who it’s shared with.
If you require assistance, it’s easy to get a hold of Insureon for support. You can reach out to the company via email at reception@insureon.com or over the phone toll-free at (800) 688-1984. Its phone hours are between 8 AM and 5:30 PM CT.
Insureon is also active on social media and you can contact the company on YouTube, X, Facebook, Instagram, TikTok, and Linkedin. The company website features helpful business resources, such as a blog that focuses on small business topics, as well as guides to help you learn more about business insurance in general.
Insureon is a digital agency that provides you with customized small business insurance quotes from its partner companies. Getting online quotes is quick, and you will get the right offers from some of the leading providers in the industry. The company offers helpful support and online resources, and goes over each of the policy options in detail.
203 N. LaSalle, 20th Floor, Chicago, IL 60601
This review was created using information from the company website and Trustpilot reviews.
