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Tivly Review

Tivly
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Tivly
Tivly
Danielle Greving
Aug. 01, 2024
5 min read
Danielle Greving author image
Tivly Summary
Tivly is an insurance marketplace that uses custom technology to match business owners to an insurance provider that fits their specific business insurance needs. The company’s partner carriers include Liberty Mutual, The Hartford, Progressive, Gallagher, and more. Its website also offers an extensive knowledge base for those with insurance questions.

Pros

  • Quick and easy quote process
  • Partners with over 200 insurance providers
  • Extensive knowledge center

Cons

  • No mobile app
  • No tool for managing multiple policies from different providers

Tivly at a glance

9
Editorial score

Policy Types

Over 18 coverage types
10.0

Coverage Limit

Depends on the provider
7.0

States Served

Available in all 50 states
10.0

Industries Served

140+ industries served
10.0

Customer Support

Support via email, phone, and website
8.0

Tivly at a Glance 

Coverage options

  • Builder’s Risk

  • Business Owners Policy(BOP)

  • Cargo

  • Commercial Auto

  • Cyber Liability

  • Fidelity Bond

  • General Liability

  • Group Health

  • Inland Marine

  • Key Person Insurance

  • Lessor’s Risk

  • Other

  • Other Bonds

  • Performance Bonds

  • Professional Liability/Errors & Omissions

  • Property

  • Surety Bonds

  • Umbrella/Excess Liability

  • Workers' Compensation

Can file claims online

Varies - depends on the partner provider you choose

Pricing

Varies - depends on the partner provider you choose

Suitable for

Busy business owners looking to quickly purchase insurance 

Tivly Tivly Visit Site

Overview 

Tivly is a business insurance marketplace that reduces the hassle of searching for an insurance carrier. It matches you directly with a provider that can provide you coverage for the insurance your business needs. It partners with over 200 insurance companies, including Liberty Mutual, Progressive, and The Hartford. You can complete their form online, and a representative will contact you to complete the quote process.

The company can assist you with all types of business insurance, including commercial property, worker’s compensation, and general liability. Tivly also offers extensive support to help small business owners learn more about their insurance coverage needs.

Because Tivly isn’t an actual insurance provider, the company is able to service a wide range of clients without many restrictions or limitations. This means that business owners can have access to many different types of insurance policies, and they can tailor their searches to match their needs.

Why Tivly Is Good For Your Business

Because Tivly can connect you with a provider for all types of business insurance, it’s a great option for small business owners who want to simplify the process of searching for and purchasing the exact insurance you need. 

It’s also great for those who like the convenience of shopping for insurance with a quick and simple call, as it takes a few minutes to complete Tivly’s insurance profile and be transferred to a partner provider. From there, you will receive your free quote and choose to purchase the policy.

Insurance Coverage

Tivly partners with over 200 providers nationwide to offer a wide range of business insurance policies. The exact policies available will depend on what your business needs. You can select all of the policies you need on their online form. This way, Tivly will only match you with an insurance provider with these exact policies. 

Tivly partners with insurance providers who offer commercial business insurance to all business industries, including consultants, restaurant owners, estheticians, online professionals, accountants and many more.

Some of the most popular types of insurance on offer from its partner providers include: 

  • Commercial auto insurance

  • Commercial property insurance

  • Commercial renters insurance

  • General liability insurance

  • Product liability insurance

  • Professional liability insurance

  • Workers comp insurance

  • Cybersecurity insurance

  • Commercial umbrella insurance

Tivly’s partner providers also offer certificates of liability, business owner policies, and employee dishonesty coverage. 

Application Process

Tivly is an insurance marketplace, so you can’t use the website to directly apply for insurance. Rather, you fill out a form to get matched with the best insurance providers for your needs. The process takes a few minutes and begins with you selecting an insurance type and then entering your zip code in the “get a quote” box on the company’s homepage. 

From there, you are prompted to enter your full name and phone number, then the name of your business, your business industry, street address, number of employees, years of ownership, and type of insurance you need. When selecting an insurance type, you have the option to choose from general liability, commercial auto, property, worker’s comp, professional liability, cyber liability, or “other.” Lastly, you will be asked to enter your email address, and then you can click “submit.”

Once you’ve submitted the form, a representative from Tivly will call you to discuss the next steps of getting a quote. If you submit the form during regular business hours, you should expect to get a call almost immediately. 

However, if you don’t have time or don’t want to speak to a representative, you can browse through the options that pop up on the website. If you find an insurance provider to suit your needs, you can click on the “get my quote” button. From there, you’ll be taken to the specific partner website. 

You may then be prompted to fill out more information related to your business before receiving a final price. Then, when you’re ready to purchase, you can do so directly through the partner website. You will also file claims directly through your carrier and not through Tivly. 

How Much Does It Cost? 

Tivly is a completely free service to use. The company generates profit by earning a commission when you purchase insurance through one of its partner providers. How much you pay for insurance will depend entirely upon the partner provider you are matched with.

As Tivly partners with over 200 providers, you’ll have a wide range of options when it comes to matching your budget. Some insurance companies, like Liberty Mutual, offer multiple packages targeted at different types of business owners. You’ll also find smaller insurance companies through Tivly that offer less extensive insurance packages for more affordable prices. 

How Safe Is It? 

Tivly has an A+ rating with the Better Business Bureau, which means you can feel assured of its trustworthiness.  

The company collects several types of information that you voluntarily provide, including your contact details, such as your name, postal address, email address, and phone number. It also collects information about your business, such as your employee count, business revenue, and business activities. 

Tivly may disclose this personal information to its employees, subsidiaries, and affiliates. If you have any questions or concerns regarding your privacy you may call Tivly at 1-(877) 907-5267 or email the company at privacy@tivly.com.

Keep in mind, however, that Tivly’s privacy practices do not apply to any of the external sites you use. It’s best to read the privacy policies of external sites to verify that these sites are taking the necessary steps to protect your personal information. 

Help & Support

For all inquiries, you can call Tivly at 1-877-907-5267. The company has customer service representatives available 8am - 8pm (Eastern) Monday - Saturday, excluding holidays. For general correspondence, you can also send mail to Tivly at Tivly, LLC, 333 3rd Avenue N, Suite 300D, St. Petersburg, FL 33701. 

Tivly doesn’t offer any email or live chat support, and it doesn’t have a mobile app. However, once you select an insurance provider, you can take advantage of the customer service options it has available. 

Additionally, Tivly offers an extensive knowledge center to help you learn more about purchasing commercial business insurance. From the “insurance solutions” drop-down menu, you can click on the type of insurance you’d like to learn more about. You’ll then be taken to a comprehensive guide that provides details on what the insurance is, what it covers, who might need it, and how to qualify for it. 

The website also offers a glossary of commercial insurance definitions and contains informative blog posts with titles such as, “What’s a commercial insurance agent” and “Business insurance myths.”

Tivly Tivly Visit Site

Summary

Tivly is an excellent option for busy business owners who are looking for a one-stop shop for business insurance with just a few clicks of a button. After you fill out a brief online form, a Tivly representative will call you to discuss your insurance options - or you can browse directly on the website from the list of carriers that pop up. 

While you can’t purchase insurance directly through Tivly, its online marketplace makes it easy for you to connect with some of the best insurance providers in the business for a wide range of commercial insurance needs, including workers comp, general liability, and umbrella insurance. 

If you’re hoping to just get a better understanding of how business insurance works, Tivly is also a great resource, as it offers an extensive knowledge center, with 101 guides, blog posts, and definitions. 

Physical Address

333 3rd Ave N Suite 409, St. Petersburg, FL 33701

Methodology

This review was compiled using information from the Tivly website and by speaking to Tivly customer service representatives. Information was also collected via Better Business Bureau and TrustPilot. 

Danielle Greving author image
Written by
Danielle Greving
Danielle is a tech and finance writer with experience in personal finance, cryptocurrency and numerous SaaS companies. Her bylines can be found on MoneyTips, CoinMarketCap, GraniteShares and Top10.com. An avid traveler and former ESL teacher, Danielle's writing blends a wealth of technical and financial knowledge with simple and straightforward explanations for everyday readers.
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