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ClearOne Review

Reviews 9,126
ClearOne Advantage
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ClearOne Advantage
ClearOne Advantage
Excellent
Reviews 9,126
Michael Graw
Feb. 21, 2025
2 min read
Michael Graw
ClearOne Advantage Summary
ClearOne Advantage is a settlement company with a long track record of success. This company has been around since 2007 and has over 140,000 clients enrolled. ClearOne offers a free consultation and customer support 7 days a week. Plus, you only pay after approving a personalized settlement plan. One thing to note is that you must have at least $15,000 in credit card debt to be eligible.

Pros

  • Fees based on how much you save
  • Free initial consultation

Cons

  • Can't service all types of debt
  • $15,000 in credit card debt

ClearOne Advantage at a glance

8.8
Editorial score

Online experience

Has learning resources, access to rates, mobile app
10.0

Customer services and support

Award winning
10.0

Geographical availability

30-40 states
6.0

Types of debt covered

Covers most loan types
8.0

Repayment flexibility

Offers flexible, personalized repayment plans & the option for special repayment programs
10.0

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Why Go with ClearOne Advantage

ClearOne Advantage makes the process of getting rid of debt easy. The company offers a free initial consultation with a certified debt consultant to help you determine if you qualify. From there, ClearOne sets up an escrow account into which you can make payments that are up to 50% lower than your current payments. The company also negotiates with lenders on your behalf to reduce the total amount you owe.

ClearOne only works with unsecured debt, including credit card debt, personal loan debt, medical debt, and some types of private student loan debt. If both you and your spouse have outstanding loans, you can roll your debts together. You must have at least $15,000 in credit card debt to qualify for ClearOne’s service. Notably, the company charges based on how much money you save rather than based on the total amount you owe.

ClearOne Advantage is an established debt consolidation loan service. This company has been around since 2007 and has helped over 140,000 clients get out of debt over that time. The company offers customer support by phone and email 7 days a week, plus an online account where you can monitor your payments and remaining loan balance.

Reviews from former ClearOne clients are mostly positive. The company has a 4.9/5 stars on Trustpilot from more than 7,200 reviews.

What’s Offered

  • Debt consolidation loans
  • 2- to 5-year terms
  • Free initial consultation with a certified debt consultant
  • Phone and email support 7 days a week
  • Online account for payments
  • Negotiation with lenders on your behalf

Highlights

ClearOne Advantage is an approachable, friendly, and personalized debt settlement company. The company not only offers a free upfront consultation, but they charge based on the amount you save with your new debt consolidation loan instead of on your total debt. We also like that ClearOne offers 7-day-a-week support and an online client portal where you can monitor your account.

  • Free initial consultation
  • Fee is based on how much money you save
  • Roll debts from you and your spouse together
  • Online client portal to monitor your account
  • Support available 7 days a week
  • Member of the American Fair Credit Council

Types of Debt Covered

ClearOne Advantage only works with unsecured debt. This company can work with credit card debt, personal loans, medical debt, and some types of student loans, among other unsecured loans. If you’re not sure whether ClearOne can help with a specific debt, you can ask during the initial consultation.

Note that you must have at least $15,000 in credit card debt in order to qualify for ClearOne’s services.

Site Security

ClearOne uses SSL on its website to protect your connection and account details, and encryption on its servers to protect clients’ financial data. Importantly, ClearOne doesn’t require any financial information when you request an initial consultation. In addition, the company has a very transparent privacy policy that covers all the data it collects and spells out exactly what it’s used for.

Help & Support

ClearOne Advantage offers customer support by phone and email 7 days a week, over 12 hours a day. We found the customer support representatives we spoke with to be friendly and knowledgeable about the company’s debt consolidation loan services. In addition, ClearOne has an online resource center where you’ll find articles explaining the debt consolidation loan process.

Phone: 1-888-340-4697

Email: support@ClearOneAdvantage.com

Address

ClearOne Advantage, 1501 S. Clinton Street, Suite 320, Baltimore, MD 21224

Summary

ClearOne Advantage is an easy to work with debt settlement company. The company offers a free initial consultation to help you get started, creates simple and personalized payment plans, and negotiates with lenders on your behalf. ClearOne also offers customer support 7 days a week and has an online client portal where you can track your account. Also, you only pay after negotiating a settlement, and your fee is based on how much money you save.

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Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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Trustpilot reviews
See what some customers are saying about ClearOne Advantage
Excellent • Reviews 9,126
on
Excellent
88%
Great
7%
Average
1%
Poor
1%
Bad
3%
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