Best Online Business Checking Accounts December 2024

Online Banking

Savings Accounts

Checking Accounts

Business Checking

.ni-mxdppc{width:100%;height:100%;position:absolute;z-index:1;}

9.6

BestMoneyscore

Popularity

Based on visits in the past 7 days

10.0

Brand Reputation

Based on web trends

9.0

Features & Benefits

Based on our editorial reviews

9.2

Relay

Putting you in complete control of your cashflow

Best for small business banking

Earn up to 3% APY with an automated savings account

No account or overdraft fees, no minimums

Open up to 20 checking accounts and 50 virtual or physical debit cards

4,487 peoplevisited this site this month

VIEW RATES

Read Review

8.7

BestMoneyscore

Popularity

Based on visits in the past 7 days

8.5

Brand Reputation

Based on web trends

8.7

Features & Benefits

Based on our editorial reviews

9.2

Lili

Banking designed for small businesses

Best for building your business credit profile

No hidden fees, no minimum balance

Visa Business Debit Card with cashback rewards²

Features smart bookkeeping, bill payment, and invoicing software

VIEW RATES

Read Review

9.0

BestMoneyscore

Popularity

Based on visits in the past 7 days

9.0

Brand Reputation

Based on web trends

8.8

Features & Benefits

Based on our editorial reviews

9.2

Found

All-in-one banking platform for the self-employed

Earn a $125 bonus on new accounts when you meet eligibility requirements*

Track finances and organize taxes end-to-end

No required monthly fees, account fees, or minimums

VIEW RATES

Read Review

8.5

BestMoneyscore

Popularity

Based on visits in the past 7 days

7.5

Brand Reputation

Based on web trends

9.8

Features & Benefits

Based on our editorial reviews

9.2

U.S. Bank; Member FDIC

Tiered business accounts to fit your needs

Earn up to a $900 bonus on select new accounts. Use code Q4AFL24 and complete qualifying activities

Offer valid through 1/15/25. See terms

One of the largest ATM networks in the US

VIEW RATES

Read Review

8.7

BestMoneyscore

Popularity

Based on visits in the past 7 days

8.0

Brand Reputation

Based on web trends

9.3

Features & Benefits

Based on our editorial reviews

9.6

Mercury

Banking designed for scaling up startups

Best for growing businesses

Unlimited 1.5% cashback on all credit card purchases

Earn up to 5.40% yield on idle cash

No monthly or transaction fees

VIEW RATES

Read Review

8.6

BestMoneyscore

Popularity

Based on visits in the past 7 days

7.5

Brand Reputation

Based on web trends

9.9

Features & Benefits

Based on our editorial reviews

9.4

American Express® Business Checking

Access a suite of business banking services

Zero monthly maintenance fees

Earn & convert Membership Rewards® points into deposits. Terms apply¹.

American Express National Bank. Member FDIC.

VIEW RATES

Read Review

8.4

BestMoneyscore

Popularity

Based on visits in the past 7 days

7.5

Brand Reputation

Based on web trends

9.1

Features & Benefits

Based on our editorial reviews

9.6

Bluevine

Banking platform for small businesses

Unlimited Transactions¹

Use code BM300 for a $300 SignUp bonus on a new business checking account.²

Earn up to 1.50% APY on balances up to $250,000

Free ACH and incoming wire transfers

VIEW RATES

Read Review

227,139 users

chose an account with BestMoney this month

BestMoney Total Score

Our product scores consist of a combination of the following 3 components:

Popularity

BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.

Brand Reputation

Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).

Features & Benefits

BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.

Editorial Reviews