1
Our Top Pick
9.7
BestMoneyscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
9.4
Lemonade
Our Top Choice
Renters insurance starting at just $5/month
24/7 Customer Support
Claims paid super fast
0 hassle, 0 paperwork, 100% online
America’s top-rated renters insurance: 4.9/5 stars
Award winning customer service for renters
2
8.8
BestMoneyscore
Popularity
Based on visits in the past 7 days
9.0
Brand Reputation
Based on web trends
9.2
QuoteWizard
Compare options to find the lowest rates
Comprehensive online resources
40 million people have used QuoteWizard
A LendingTree network company
Thousands
Found their plan on BestMoney this month
BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Popularity
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
Semrush is a trusted and comprehensive tool that offers insights about online visibility and performance. The BestMoney Total Score will consist of the brand's reputation from Semrush. The brand reputation is based on Semrush's analysis of clickstream data, which includes user behavior, search patterns, and engagement, to accurately measure each brand's prominence, credibility, and trustworthiness. If a brand does not have a Semrush score, the BestMoney Total Score will be based solely on the Click Trend Score and Products & Features Score (read below).
Features & Benefits
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page.
Your littlest roommate needs coverage, too!
Take out a pet health insurance policy to cover your vet bills
Most Popular on BestMoney
9.6
Bestmoney.comscore
Popularity
Based on visits in the past 7 days
10.0
Brand Reputation
Based on web trends
8.6
Spot Pet Insurance
Our Top Choice
Customizable coverage for puppies and kittens
Your Choice of Vet
Up to 90% reimbursement
VetAccess™ 24/7 vet helpline
Save 10% for eligible multiple pets
Optional accident-only and wellness plans
9.2
Bestmoney.comscore
Popularity
Based on visits in the past 7 days
8.8
Brand Reputation
Based on web trends
9.7
Lemonade
Customized pet coverage to meet your specific needs
Plans starting at $10/mo.
Easy access through mobile app
Multi-policy discounts available
Super fast claims payout: get paid in minutes
FAQ
1. What is renters insurance and why do I need it?
Renters insurance is a policy that protects your personal belongings in case of events like theft, fire, or water damage. It also provides liability coverage if someone gets hurt in your rental and can even cover temporary housing costs if your unit becomes unlivable. Many landlords require renters insurance, but even if they don’t, it’s an affordable way to protect yourself from unexpected losses.
2. What does renters insurance cover?
Most renters insurance policies provide three key types of coverage. Personal property coverage protects your belongings from events like theft, fire, and vandalism. Liability coverage helps cover legal expenses and medical bills if someone is injured in your rental. Lastly, loss of use coverage can pay for temporary housing if your rental becomes uninhabitable due to a covered event.
3. How much does renters insurance cost?
Renters insurance is typically affordable, with most policies costing between $15 and $30 per month. The price can vary based on several factors, including your location, as areas with high crime rates or a higher risk of natural disasters may have higher premiums. The amount of coverage you choose also affects the cost, along with your deductible, where opting for a higher deductible can lower your monthly payments.
4. How do I choose the best renters insurance provider?
When comparing providers, it's important to consider a few key factors. Check the coverage limits to ensure the policy covers everything you need. Look into the claim process to see if it's simple to file claims and receive reimbursements. Reading customer reviews can give you insight into overall satisfaction with the service. Finally, explore any available discounts, as many insurers offer savings for bundling with auto insurance or installing safety devices.