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Trawick International has been around since 1998, initially specializing in student travel and then expanding to a range of travel insurance products for everyone. Forbes Advisor has named it one of the Best Travel Insurance Companies for three consecutive years, and it has other accolades from USA Today, U.S. News & World Report, and International Health and Travel Insurance Journal (ITIJ).
Trawick International is known in particular for its options for cancellation insurance. It also offers policies for cruise and adventure tourists, as well as student and study abroad coverage.
Trawick International is an established player in the travel insurance industry.
With fully online instant quotes available, and the option to claim online too, Trawick International makes it quick and easy to get the coverage you need. It’s especially known for its cancellation coverage, including Cancel For Any Reason, which gives you full flexibility. If sickness, family commitments, work, or any other unforeseen event gets in the way of your travel plans, you won’t be out of pocket if your trip doesn’t go ahead.
Trawick International is suitable for a wide range of travelers, with special offerings for students (including those studying abroad) and cruise and adventure tourists. There are even very specific policies like coverage for Indian parents visiting their children in the United States. With its options for cancellation coverage, Trawick International is most suitable for people who need flexibility and peace of mind.
Trawick International offers a wide range of travel insurance options. Its general travel insurance (“Safe Travels”) comes in several packages, all of which include its cancellation insurance.
Here are the main features and coverage limits of the general packages:
Feature | Safe Travels Single Trip | Safe Travels Journey | Safe Travels Explorer | Safe Travels Explorer Plus | Safe Travels First Class | Safe Travels Voyager |
|---|---|---|---|---|---|---|
Trip cancellation | $14,000 | $50,000 | $30,000 | $30,000 | $15,000 | $100,000 |
Trip interruption | $21,000 | $62,500 | $30,000 | $30,000 | $22,500 | $150,000 |
Missed connection | $500 | $750 | $500 | $500 | $1,000 | $1,000 |
Emergency medical expenses | $75,000 | $150,000 | $50,000 | $50,000 | $150,000 | $250,000 |
Pre-existing medical conditions | Included | Included | - | Included | Included | Included |
Lost baggage | $1,000 | $2,000 | $750 | $750 | $2,000 | $2,500 |
Emergency medical evacuation | $350,000 | $500,000 | $200,000 | $200,000 | $1,000,000 | $1,000,000 |
Repatriation of remains | $350,000 | $500,000 | $200,000 | $200,000 | $1,000,000 | $1,000,000 |
You can also add optional extras to some of the Safe Travels plans, including:
Cancel For Any Reason (CFAR)
Trip Interruption For Any Reason (TIFAR)
Rental car damage
Accidental death or dismemberment (AD&D)
Additional medical coverage
Additionally, Trawick International offers the Flex plan, which just includes trip cancellation (up to $25,000), trip interruption (up to $25,000), and non-insurance assistance, which means you can get support from Trawick International’s phone line in an emergency without needing to claim.
You can customize this plan by adding Cancel For Any Reason, trip delay, lost and delayed baggage, emergency medical, emergency evacuation, or repatriation. This means you can build your own plan, which is great if you have a specific idea of what you do and don’t want in your insurance.
For adventure travelers, the SafeTreker plan offers the following:
Feature | SafeTreker |
|---|---|
Trip cancellation | $50,000 |
Trip interruption | $62,500 |
Trip delay | $1,000 |
Inconvenience benefits | $500 |
Accidental death and dismemberment | $10,000 |
Emergency medical expenses | $100,000 |
Lost baggage | $3,000 |
Sports equipment rental | $5,000 |
Emergency medical evacuation | $1,000,000 |
Repatriation of remains | $500,000 |
You can add extra trip-only medical coverage for mountaineering ($50,000) or extreme sports ($50,000).
For frequent travelers, an annual cancellation policy may be better suited. Limits are on a per-trip basis, and coverage includes:
Feature | Safe Travels Annual Basic | Safe Travels Annual Deluxe | Safe Travels Annual Executive |
|---|---|---|---|
Trip cancellation | $2,500 | $5,000 | $10,000 |
Trip interruption | $2,500 | $5,000 | $10,000 |
Emergency medical expenses | $10,000 | $20,000 | $50,000 |
Lost baggage | $500 | $750 | $1,000 |
Emergency medical evacuation | $50,000 | $100,000 | $250,000 |
Repatriation of remains | $50,000 | $100,000 | $250,000 |
Accidental death and dismemberment | $10,000 | $25,000 | $25,000 |
There are more plans available from Trawick International, including its student travel packages and plans for people who want extra medical coverage. You can find full details on the Trawick International website.
The cost of your travel insurance will depend on your individual circumstances (such as your age) and what level of coverage you need. The duration of your trip won’t impact your premium levels, and most destinations are priced similarly. However, the cost of your trip does affect your premium price. A more expensive trip will cost more to insure.
I requested quotes for a two-week vacation to Greece, costing $5,000, for a California resident aged 33:
Plan | Quoted premium | Extras |
|---|---|---|
Safe Travels First Class | $147.12 | Collision waiver: $100 |
Safe Travels Journey | $200.46 | AD&D: $5 Collision waiver: $107 CFAR: $186 |
Safe Travels Voyager | $243.36 | AD&D: $5 Additional trip delay: $14 CFAR: $232 TFIAR: $11.86 Enhanced medical: $22.48 |
After receiving a quote, you can buy your insurance directly from the Trawick International website. I found the process quick and straightforward—it just requires you to enter some basic information, including your gender, date of birth, and passport number. You’ll also need to give your address.
To make a claim, you should check the name of your plan and gather your documents (for example, medical bills, receipts, proof of payment, or a statement from your airline). You then need to submit your claim form on the online portal, by email, or by mail. There are several different claim forms and email addresses to choose from, depending on your type of plan, which could be a bit confusing.
If you’re sure you want to get your insurance from Trawick International, you should spend some time browsing the options on the website. You can get an instant online quote, but you’ll need to generate a separate one for each type of plan.
To get a quote, you need to input the details of your trip, like your dates of travel and your destination. You also need to confirm your state of residence.
The quote page will give you the estimated cost of the plan and also gives you the option to add in extras, like baggage delay or emergency repatriation cover. You can review the coverage limits for each feature of the plan and see any options not available in your state. I found the quote process pretty quick, generating the estimated cost for covering one trip in just a couple of minutes.
There are no additional admin fees on top of the cost of your plan. Another great aspect is that you won’t need to pay anything extra to cancel your plan, either. This keeps the costs transparent and ensures you won’t be hit with unexpected bills.
There are apps for Trawick International available on the App Store and Google Play. However, these are not mentioned on the Trawick International website, and user reviews indicate they have not been updated in some time. This is primarily a browser-based site.
Trawick International will need your personal data to produce your insurance policy. It promises to keep this data safe, although neither the website nor a Trawick International representative could give me any details on the use of encryption.
The company has a B-grade accreditation from the Better Business Bureau (BBB), with a customer rating of 1.23/5 from 30 reviews. Some customers have had trouble receiving payments and cite long claim processing times. However, others are happy with the Cancel For Any Reason policy due to the flexibility it provides in complex situations.
I like how Trawick International’s phone support service operates 24/7. You can also contact the support team through an email form on the website or by live chat from 9am to 6pm (CT). During the live chat operating hours, service is fast—I got a response from a live operative within a minute.
The website doesn’t yet have an FAQ section, which is a shame, but there’s lots of information about the different packages and policies. It also provides travel news and guides, plus a collection of useful travel-related links (including Frommer’s Travel Guide and National Geographic Traveler) gathered from around the web.
Trawick International has an extensive range of plans available. I like that it has options for general travelers as well as more specialist policies for students and adventurers. The CFAR cover is particularly useful, and I also appreciate that some plans include pre-existing medical conditions.
There is almost too much to pick from on the Trawick International site, so the whole experience can be a bit confusing. However, the support team is quick to respond and helpful, so Trawick International could be worth checking out when preparing for your next trip.
Post Office Box 2284
Fairhope, AL USA 36533
How do I claim from Trawick International?
You can claim from Trawick International through their online portal, email, or mail. You’ll need to download, fill in, and submit the relevant form, together with any supporting documentation. The claims team will reach out if they need further information.
Is Trawick International a reputable company?
Trawick International has been running since 1998 and has since expanded to cover general travel insurance as well as student coverage. It has B-grade accreditation from the Better Business Bureau, although there are some customer complaints.
Does Trawick International have a cancellation policy?
With Trawick International, you can add cancellation cover (including Cancel For Any Reason) to most plans. This will reimburse you the cost of your trip up to a certain limit. You can also add Interruption For Any Reason to cover you if you need to cut your vacation short.
