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Squaremouth Review

Quickly compare travel insurance from multiple providers

Reviews 609
Squaremouth
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Squaremouth
Squaremouth
Excellent
Reviews 609
Michael Graw
Mar. 23, 2023
5 min read
Michael Graw
Squaremouth Summary
Squaremouth is an online marketplace that enables you to quickly compare travel insurance policies for any trip. You can view policies from more than 30 insurers. Squaremouth makes it easy to find insurance for a single trip, annual coverage, coverage for adventure travel, and more. I really like how Squaremouth displays quotes. You can see each provider’s price and what’s included. You can also sort quotes and compare policies head to head.

Pros

  • Compare travel insurance policies from 31 providers
  • Filter policies by coverage and benefits
  • Purchase policies directly through Squaremouth

Cons

  • Must contact policy provider for emergency support
  • Cannot file claims through Squaremouth

Squaremouth at a glance

9.8
Editorial score

Customization Options

Varies by provider
9.0

Emergency Medical Limit

Coverage for up to $500,000
10.0

Number of Policies

More than 100 policies available
10.0

Emergency Support

Support via website, phone (local + toll free), & email
10.0

Online Experience

Simple 3-step process to receive quotes in minutes
10.0

Squaremouth Squaremouth Visit Site

Overview

Squaremouth is a travel insurance marketplace that makes it easy to compare policies from more than 30 partner insurers. The company was founded in 2003 and has been one of Inc. Magazine’s Best Workplaces in America for five consecutive years. Squaremouth has helped issue more than 2.8 million travel insurance policies since it launched.

Squaremouth helps users find insurance policies for travel around the world, including adventure and cruise travel. You can compare quotes directly on Squaremouth’s site and filter policies by coverage. When you’re ready to purchase a policy, you can even check out through Squaremouth.

What is Squaremouth?

Squaremouth is an online travel insurance marketplace. It’s designed to meet the needs of virtually all global travelers, including people who are traveling within the United States. You can find policies for a single trip, a whole year’s worth of travel, adventure travel, and more.

Squaremouth saves you time by showing you quotes from more than 30 different travel insurance partners. You can enter your trip details and filter policies according to the coverage you want, so you only see policies that are relevant to you. Since it’s easy to see what every insurer charges and what’s included, you can be confident you’re getting the best deal for your trip.

Suitable For?

Squaremouth is especially useful for travelers who want to see multiple insurance options without scanning through dozens of different websites. The company’s filter and compare options make it easy to find the policy best suited to you and your trip. However, there are no policy customization options, meaning the plans are not able to be personalized with optional add-ons.

Features/Highlights

Squaremouth doesn’t offer any of its own travel insurance policies. However, you can filter policies according to the coverage and benefits they offer. Here are some of the benefits you can find from Squaremouth’s insurance partners:

Trip interruption and cancelation coverage

  • Cancel for any reason
  • Cancel for medical reasons
  • Cancel for work reasons
  • Trip interruption
  • Interruption for any reason
  • Hurricane and weather
  • Terrorism
  • Financial default
  • Employment layoff

Medical coverage while traveling

  • Primary medical insurance
  • Emergency medical care ($10,000-$1 million)
  • Pre-existing condition coverage
  • Medical evacuation
  • Accidental death and dismemberment

Loss and delay coverage

  • Travel delay
  • Quarantine extension
  • Baggage loss 
  • Baggage delay
  • Missed connection

Policy Types and Terms Available

Squaremouth is a free service. The company receives a fee from insurance providers when you purchase one of their travel insurance policies.

The cost of a travel insurance policy will vary widely depending on the cost of your trip and what types of coverage you want. The length of your trip and your destination also affect policy prices.

For example, policy quotes for a week-long trip for two to Spain with an estimated cost of $5,000 start at $132. More comprehensive policies that include “cancel for any reason” and rental car coverage start at $320.50. 

Policy quotes for a two-week trip to Mexico with an estimated cost of $8,000 start at $193.66. With “cancel for any reason” and rental car coverage, quotes start at $487.

In general, Squaremouth says that you should expect to spend around 5-10% of your total trip cost on a comprehensive policy. When comparing quotes on Squaremouth, you can see the price for each policy and sort policies according to price.

Application Process

Squaremouth enables you to enter basic details about your trip and then compare quotes from dozens of top travel insurers. You can filter, compare, and purchase policies directly on Squaremouth’s site.

Once you purchase a policy, you can review your policy documents and make changes through Squaremouth. For emergency support while traveling and to make a claim, you’ll need to contact your policy provider.

How to get started with Squaremouth

Squaremouth’s website offers an online quote tool that I really like. Just enter the dates you’re leaving and returning home, your primary destination country, the state where you live, and the total cost of your trip. Within seconds, Squaremouth will generate dozens of quotes for you to compare.

You can filter these quotes according to the types of coverage or benefit levels you want. For example, if you want “cancel for any reason” coverage, just check a box, and any quotes that don’t include this will disappear. You can also sort quotes by price or the provider’s review score on Squaremouth.

Once you narrow down your selection to a few quotes, you can instantly build a table to compare them head to head. I like this because you can quickly spot any differences in coverage levels and decide which policy is right for your trip. 

When you’re ready to purchase a quote, you can complete your checkout on Squaremouth’s site. You never need to re-enter your trip information on another site to purchase your policy.

Overall, I think Squaremouth is very easy to use and does a great job of streamlining the process of comparing multiple travel insurance policies for your trip.

Terms and fees

Squaremouth doesn’t charge any fees for using the service. Most policies come with a 10-14 day money-back guarantee if you decide to cancel your coverage. However, guarantees vary by provider and are not determined by Squaremouth.

Is There a Squaremouth App?

Squaremouth does not have an app, but the website is responsive to mobile devices.

How Safe Is It?

Squaremouth has been in business since 2003 and has helped nearly three million people purchase travel insurance policies in that time. The company works with major insurance companies like Nationwide, General Global Assistance, Travelex, TripAssure, and more. Squaremouth has an A+ rating with the Better Business Bureau.

Help & Support

Squaremouth offers customer support by phone and email from 8am to 10pm (ET) seven days a week. I got in touch by phone and connected with a helpful and knowledgeable agent in less than a minute.

For further support, Squaremouth’s website has a very detailed help center. You can find information about how to modify your policy, what scenarios do or do not qualify for different types of coverage, and more. There are also several pages devoted to COVID-19 coverage while traveling.

Phone: 800-240-0369

Email: questions@squaremouth.com 

Squaremouth At A Glance

Squaremouth should be one of the first places to look for anyone shopping for travel insurance. You can quickly compare policies from more than 30 top travel insurers and filter your results based on the coverage you want. There’s coverage for almost any trip, and frequent travelers can even find annual travel insurance policies. 

When you find a policy you like, you can purchase it directly through Squaremouth’s site. Best of all, the service is completely free to use. 

Physical Address

Squaremouth Inc, 100 Second Avenue South, Suite 1200, St Petersburg, FL 33701

FAQs

What does Squaremouth do?

Squaremouth is an online travel insurance marketplace that enables users to compare travel insurance policies from more than 30 providers. You can sort and filter quotes easily and buy your policy directly through Squaremouth. Squaremouth does not charge any fees for its service.

Does travel insurance pay out?

Travel insurance providers pay out all covered claims up to the benefit amount stated in your policy. Squaremouth doesn’t issue policies, so you must file claims with your policy provider. You can contact Squaremouth’s support team if you have any questions about what situations a particular policy will cover.

What is Squaremouth’s cancelation policy?

Most of the travel insurance providers that Squaremouth works with offer a money-back guarantee for 10-14 days after you purchase your policy. However, not all policies have a guarantee, and Squaremouth itself does not offer any additional refund policy. After any guarantee period has ended, you must contact your policy provider to see if you qualify for a partial refund.

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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