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Our Editorial Picks
Is the Apple Card Still Worth It in 2026? Pros, Cons & Better AlternativesWho should get the Apple Card, and who should skip it?
Chase Sapphire Preferred® vs. Freedom Unlimited®: Which Card Should You Pick?Deciding between these two Chase cards depends on whether you prioritize premium travel perks or simple everyday rewards.
Where Can I Exchange Foreign Currency?Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.
7 Cheap and Affordable Pets That Are Easy to Take Care OfThe cheapest pet to keep is typically a small, low-maintenance animal such as a guinea pig, goldfish, or rat.
How Does Debt Consolidation Affect Your Credit Score?Understanding this relationship is crucial before making your next financial move.

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Meet Your Money Besties

Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.

Emily Sherman

Emily Sherman

Banking Expert

Your Next Smart Money Move

Credit Cards

Use credit wisely — learn how to get the most from your cards.

Best Credit Cards for Road Trips
Aug 25, 2026

Best Credit Cards for Road Trips

If you've ever searched for the best travel credit cards, you've probably noticed that many focus on airline miles, airport lounge access, and tran...

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How Many Credit Cards Should I Have?
Aug 25, 2026

How Many Credit Cards Should I Have?

The right number depends on your spending habits, your goals, and how much complexity you can manage. Here's how to find yours.

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A Guide to American Express Membership Rewards
Aug 25, 2026

A Guide to American Express Membership Rewards

American Express Membership Rewards lets cardholders earn points for travel, statement credits, gift cards, and more. Maximize rewards with spendin...

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Personal Loans

Want to make smarter borrowing decisions? Learn how personal loans really work.

Compare Personal Loan Options for Military Veterans
Aug 24, 2026

Compare Personal Loan Options for Military Veterans

Getting back to civilian life can be tough for military veterans, and financial issues can often arise. Many vets find that without the regular ser...

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Learn How to Make the Most of the New FICO Credit Score Formula
Aug 24, 2026

Learn How to Make the Most of the New FICO Credit Score Formula

Your FICO credit score is a big deal. The slightest change in your score can mean the difference between loan approval or rejection, or between a g...

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These Simple Steps Can Help You Improve Your Credit Score
Aug 24, 2026

These Simple Steps Can Help You Improve Your Credit Score

Applying for a term loan can be difficult and tedious, not to mention all the different eligibility criteria. Applying for a loan? Be aware of the ...

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Pet Insurance

Love your pet? Learn how insurance can keep them healthy and protected.

Does Pet Insurance Cover Vet Visits? Here’s What to Know
Aug 24, 2026

Does Pet Insurance Cover Vet Visits? Here’s What to Know

Routine and emergency vet visits are essential as they can keep your pet happy and healthy. However, they don’t come cheap, especially if your furr...

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Cheapest Pet Insurance Providers for Dogs & Cats {year}
Aug 24, 2026

Cheapest Pet Insurance Providers for Dogs & Cats 2026

If you want to keep your pet healthy and happy without breaking the bank, you might be in the market for cheap pet insurance.

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Preventive Care: Investing in Your Pet's Future Health
Aug 24, 2026

Preventive Care: Investing in Your Pet's Future Health

As pet owners, we all want our furry companions to live long, happy lives. Pet insurance preventive care is one of the best ways to ensure this.

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Car Insurance

Confused about coverage? Get the facts before renewing your policy.

Drivers With No DUIs Are Dashing To Do This One Thing…
Aug 24, 2026

Drivers With No DUIs Are Dashing To Do This One Thing…

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{geo-state, the US} Insurers are Desperate that You Don’t Find About These Hidden Rates
Aug 24, 2026

Illinois Insurers are Desperate that You Don’t Find About These Hidden...

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It’s No Joke! Here’s Who Has the Cheapest Car Insurance in {geo-state, the US}
Aug 24, 2026

It’s No Joke! Here’s Who Has the Cheapest Car Insurance in Illinois

Hold off on your next car insurance payment until you've read this entire article…

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Mortgage Loans

Buying a home soon? Understand the basics before you sign.

5 Things About Home Equity Loans You Should Know in {year}
Aug 24, 2026

5 Things About Home Equity Loans You Should Know in 2026

If you own a property, the value of that property minus the outstanding mortgage is known as equity. With a home equity loan (HEL), you put that eq...

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Is Now a Good Time to Refinance My Mortgage?
Aug 24, 2026

Is Now a Good Time to Refinance My Mortgage?

With today’s historic low rates, many people are thinking about refinancing their mortgages and lowering their monthly interest expense. But is it ...

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FHA Loans 101 for {year}
Aug 24, 2026

FHA Loans 101 for 2026

FHA mortgage loans are an attractive option for first-time homebuyers. If you’re looking for your first home and don’t have 20% of the home purchas...

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Online Banking

Curious about digital banking? Discover how to manage your money online safely.

How To Open A Savings Account For A Child
Aug 24, 2026

How To Open A Savings Account For A Child

Whether you’re stashing birthday cash, building an allowance habit, or setting up a “first money” system, the right account makes it easier to teac...

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Where Can I Exchange Foreign Currency?
Aug 24, 2026

Where Can I Exchange Foreign Currency?

Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.

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Bank vs. Credit Union: What’s The Difference?
Aug 24, 2026

Bank vs. Credit Union: What’s The Difference?

Choosing between a bank and credit union means weighing personalized service against modern convenience. Here's what you need to know.

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Debt Consolidation

Overwhelmed by multiple payments? Learn how consolidation can help.

States With the Most Consumer Bankruptcies
Aug 24, 2026

States With the Most Consumer Bankruptcies

More than 500,000 Americans filed for consumer bankruptcy in fiscal year 2025, reflecting continued financial pressure on households across the cou...

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What Is My Credit Score if I Have No Credit History?
Aug 24, 2026

What Is My Credit Score if I Have No Credit History?

When you have no credit history, you also have no credit score. This happens because there's simply no information available to create a credit rep...

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How Does Debt Consolidation Affect Your Credit Score?
Aug 24, 2026

How Does Debt Consolidation Affect Your Credit Score?

Credit utilization accounts for 30% of your FICO score — and debt consolidation can change it dramatically in either direction.

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Financial Advisor

Financial advice to help you make smarter money moves.

Guide to Financial Product Comparison Tools
Aug 25, 2026

Guide to Financial Product Comparison Tools

A financial product comparison tool is a website that pulls rates, fees and terms from multiple banks, lenders and insurers into one table so you c...

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We Tested 7 Credit Monitoring Services: Here Are The Best for {year}
Aug 24, 2026

We Tested 7 Credit Monitoring Services: Here Are The Best for 2026

The best credit monitoring services in 2026 offer real-time alerts, three-bureau coverage, and identity theft protection.

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Best Travel Budget Apps for {year}
Aug 24, 2026

Best Travel Budget Apps for 2026

Our top picks include TravelSpend (well-suited for most travelers), Goodbudget (a strong free option), and Splitwise (popular for group travel). He...

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6 FAQ's
What is BestMoney.com?
BestMoney.com is a free comparison marketplace that helps you compare more than 120 financial and insurance products across 17+ categories — including credit cards, online banking, insurance, personal loans, mortgages, savings, business loans. We bring provider offers, expert reviews, and category-specific scoring into one place so you can compare your options before applying anywhere.
Is BestMoney.com legitimate?
Yes. BestMoney.com is a registered trade name of Natural Intelligence Ltd. which has operated comparison marketplaces since 2009. Every provider we feature is scored against a documented, category-specific rubric maintained by our editorial team and every page is reviewed by one of the BestMoney editors and independently fact-checked before it’s published.
Is BestMoney a lender, bank, or insurer?
No. BestMoney is a comparison service, not a lender, bank, broker, or investment adviser. We don't issue loans, underwrite insurance, or hold customer funds — approvals, rates, and terms come from the provider you choose. Mortgage-related content is covered under NMLS #2084135; insurance services are offered through Natural Intelligence Technologies Inc., a licensed insurance producer (NPN 19016703).
How does BestMoney make money?
BestMoney is an affiliate marketplace. When you click through to a provider and complete an application or qualify as a lead, that provider may pay us a fee. That's how we keep the site free — rankings are produced by our editorial team, not by sales or advertisers, and no provider can pay to change its score or remove a competitor from our comparisons.
Are the providers listed on BestMoney real, licensed companies?
Yes. Before any provider is added, our research team checks their own published rate sheets and disclosures, independent regulators and rating agencies (NMLS, state insurance departments, FDIC/NCUA, AM Best, S&P, the CFPB complaint database), and verified third-party reviews — and in most cases we complete the provider's own application or quote flow ourselves.
Who writes BestMoney's content, and is it AI-generated?
Our content is written and fact-checked by a team of 50+ financial experts we call the Money Besties. We use AI to help summarize source documents and draft first passes, but AI never scores providers, sets rankings, or approves a page for publication — every claim is verified by a human editor and an independent expert before it goes live.