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Our Editorial Picks
Is the Apple Card Still Worth It in 2026? Pros, Cons & Better AlternativesWho should get the Apple Card, and who should skip it?
Chase Sapphire Preferred® vs. Freedom Unlimited®: Which Card Should You Pick?Deciding between these two Chase cards depends on whether you prioritize premium travel perks or simple everyday rewards.
Where Can I Exchange Foreign Currency?Getting your hands on foreign currency doesn't have to be complicated or expensive—you just need to know where to look.
7 Cheap and Affordable Pets That Are Easy to Take Care OfThe cheapest pet to keep is typically a small, low-maintenance animal such as a guinea pig, goldfish, or rat.
How Does Debt Consolidation Affect Your Credit Score?Understanding this relationship is crucial before making your next financial move.

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Meet Your Money Besties

Every article on BestMoney.com is built on the real-world experience of professionals who live and breathe finance. From insurance advisors and mortgage specialists to investment strategists and personal finance coaches, our experts or as we call them "Money Besties" share insights designed to help you make smarter, more confident money decisions. Their advice turns financial complexity into clarity — so you can take charge of your financial journey.

Emily Sherman

Emily Sherman

Banking Expert

Your Next Smart Money Move

Credit Cards

Use credit wisely — learn how to get the most from your cards.

Stop Wasting Your Points: 6 Reward Redemption Mistakes to Avoid in {year}
Aug 4, 2026

Stop Wasting Your Points: 6 Reward Redemption Mistakes to Avoid in 202...

You've worked hard to accumulate credit card points and airline miles, but one bad redemption decision can waste months of earning.

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The Truth About Minimum Payments—and How They Can Hurt You
Aug 19, 2026

The Truth About Minimum Payments—and How They Can Hurt You

Making only the minimum payment on your credit card might seem like a manageable approach to handling debt, especially during financially challengi...

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What is a Credit Builder Credit Card?
Aug 18, 2026

What is a Credit Builder Credit Card?

Which came first, the chicken or the egg? The logic behind this age-old causality dilemma also applies to the following question: how do you build ...

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Personal Loans

Want to make smarter borrowing decisions? Learn how personal loans really work.

HELOC vs. Personal Loan: Which Is Right for Your Home Improvement Project?
Aug 27, 2026

HELOC vs. Personal Loan: Which Is Right for Your Home Improvement Proj...

Homeowners often think the biggest decision is choosing the right contractor or design. But before the first tile is laid, the real foundation is f...

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What to Do if You Can't Make Your Personal Loan Payment
Aug 26, 2026

What to Do if You Can't Make Your Personal Loan Payment

Facing a payment you can't afford is terrifying, but the worst thing you can do is nothing.

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Compare Personal Loan Options for Military Veterans
Aug 24, 2026

Compare Personal Loan Options for Military Veterans

Getting back to civilian life can be tough for military veterans, and financial issues can often arise. Many vets find that without the regular ser...

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Pet Insurance

Love your pet? Learn how insurance can keep them healthy and protected.

Best Pet Insurance for Multiple Pets: Compare Top Plans and Discounts
Sep 3, 2026

Best Pet Insurance for Multiple Pets: Compare Top Plans and Discounts

Not only can furry friends bring you joy, happiness, and companionship, but they may also increase your physical activity levels and even reduce st...

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Cheapest Pet Insurance Providers for Dogs & Cats {year}
Sep 3, 2026

Cheapest Pet Insurance Providers for Dogs & Cats 2026

If you want to keep your pet healthy and happy without breaking the bank, you might be in the market for cheap pet insurance.

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Best Pet Insurance for Older Dogs of {year}
Sep 3, 2026

Best Pet Insurance for Older Dogs of 2026

Dogs can bring so much joy to our lives, even when they enter their golden years.

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Car Insurance

Confused about coverage? Get the facts before renewing your policy.

Best Car Insurance for Seniors ({year})
Sep 3, 2026

Best Car Insurance for Seniors (2026)

Senior drivers typically require affordable premiums and specific add-ons, like accident forgiveness and gap insurance. They may also prefer pay-pe...

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Best Classic Car Insurance of {year}
Sep 3, 2026

Best Classic Car Insurance of 2026

Our top picks include Hagerty, American Collectors, and GEICO — each offering agreed value coverage built for collector vehicles.

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60% of Drivers Who Get in an Accident Don't File a Claim. Here's Why.
Aug 30, 2026

60% of Drivers Who Get in an Accident Don't File a Claim. Here's Why.

If you've ever backed into a mailbox or clipped a curb and decided to fix the damage yourself, you're not alone.

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Mortgage Loans

Buying a home soon? Understand the basics before you sign.

The Average Down Payment by Region (And How to Beat It)
Sep 3, 2026

The Average Down Payment by Region (And How to Beat It)

For years, the down payment has been the biggest thing standing between renters and a mortgage. That's starting to change.

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What Is a Mortgage and How Does It Work?
Aug 27, 2026

What Is a Mortgage and How Does It Work?

Learn what a mortgage is, how payments and amortization work, which loan types fit common situations, and how to shop smarter before you apply

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How to Use Your Home Equity: A Practical Guide for Homeowners
Aug 26, 2026

How to Use Your Home Equity: A Practical Guide for Homeowners

Learn how home equity works and compare loans, HELOCs, and cash-out refinancing. Then decide when tapping equity supports your goals.

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Online Banking

Curious about digital banking? Discover how to manage your money online safely.

ATM Withdrawal Limits: How Much Can You Withdraw Per Day?
Sep 2, 2026

ATM Withdrawal Limits: How Much Can You Withdraw Per Day?

An ATM withdrawal limit is the maximum amount of cash you can take out from an ATM within a 24-hour period.

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Bank vs. Credit Union: What's the Difference and How to Choose
Sep 2, 2026

Bank vs. Credit Union: What's the Difference and How to Choose

Choosing between a bank and credit union means weighing personalized service against modern convenience. Here's what you need to know.

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How to Transfer Money From One Bank to Another (6 Ways)
Sep 1, 2026

How to Transfer Money From One Bank to Another (6 Ways)

If you need to move money between two banks, your options range from free (but slower) to fast (but sometimes expensive).

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Debt Consolidation

Overwhelmed by multiple payments? Learn how consolidation can help.

What Is Debt Consolidation and How Does It Work?
Sep 3, 2026

What Is Debt Consolidation and How Does It Work?

Understand the concept, the four main methods, and the credit impact before you shop for a debt consolidation loan.

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Secured vs. Unsecured Debt Consolidation Loans
Aug 27, 2026

Secured vs. Unsecured Debt Consolidation Loans

Consolidation loans offer a way to simplify your finances and make your debt more manageable.

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Good Debt vs. Bad Debt: What’s the Difference?
Aug 26, 2026

Good Debt vs. Bad Debt: What’s the Difference?

Learn how good debt can build assets or income, how bad debt drains cash, and when borrowing lands in a gray area

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Financial Advisor

Financial advice to help you make smarter money moves.

Winter Financial Planning: Budgeting for Heating, Utilities, and Seasonal Expenses
Dec 14, 2025

Winter Financial Planning: Budgeting for Heating, Utilities, and Seaso...

Winter has a sneaky way of turning “normal” monthly spending into a higher-stakes game: heating runs longer, lights stay on earlier, driving costs ...

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Guide to Financial Product Comparison Tools
Aug 25, 2026

Guide to Financial Product Comparison Tools

A financial product comparison tool is a website that pulls rates, fees and terms from multiple banks, lenders and insurers into one table so you c...

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We Tested 7 Credit Monitoring Services: Here Are The Best for {year}
Mar 25, 2026

We Tested 7 Credit Monitoring Services: Here Are The Best for 2026

The best credit monitoring services in 2026 offer real-time alerts, three-bureau coverage, and identity theft protection.

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