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1
Best for Fast Claims
9.7
BestMoneyscore
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10.0
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9.1
Faye
Travel health insurance that’s comprehensive, quick and person-first
Available Nationwide
Up to $500,000 emergency medical coverage
24/7 customer support wherever you are
COVID-19 coverage for trip & medical costs
Best for pre-existing conditions coverage
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9.2
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8.7
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IMG
Get fast quotes and compare travel health insurance plans from top companies
Covers up to $8,000,000 for medical expenses
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Select plans cover COVID-19
3
8.9
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8.4
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Easily compare quotes for international or domestic travel health insurance
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4
8.8
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8.1
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9.4
Squaremouth
Find a travel health insurance policy that best matches your coverage needs
Covers up to $500,000 for medical expenses
COVID-19 coverage on some plans
24/7 emergency assistance from providers
5
8.5
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7.8
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9.0
Generali
Travel insurance from a name you can trust
Affordable, award-winning coverage
Free look refund period
Multiple policy options to choose from
6
9.3
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9.0
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10.0
Allianz
Helping 70+ million people annually
24/7 travel assistance
Operating in 70+ countries
Allyz® TravelSmart App
7
8.2
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Popularity
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7.5
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8.6
Freely
Simplified travel insurance with a single bundled plan with optional extra coverage
Available for all U.S residents
Get a quote in minutes with the Freely app
24/7 access to medical & emergency specialists
22,024 people
visited an insurance website this month
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What Is Travel Medical Insurance?
Traveling is thrilling, but it's essential to ensure you have adequate protection in the form of insurance. With travel medical insurance, travelers in the United States can safeguard their health and pocket from unexpected medical bills abroad. Here's a breakdown of the various types of medical travel insurance available, making it easier to select the best travel health insurance for your needs.
What Are the Main Types of Travel Medical Insurance?
Medical Insurance for International Travel:
This insurance is crucial for covering expenses if you fall sick or get injured during your travels. However, always review the terms, especially if you have pre-existing conditions or concerns about potential health risks. Health insurance for travelers is a must-have for peace of mind.
Emergency Medical Evacuation:
In remote areas, medical evacuation insurance, often called "medevac insurance," will cover transporting you to a suitable medical facility. This is a key component of travel health insurance international policies.
Accidental Death or Flight Accident Coverage:
If an unfortunate event leads to death or severe disability during your trip, this policy may compensate. There's also specific medical flight insurance for incidents involving aircraft, a vital aspect of trip health insurance.
Do I Need Medical Travel Insurance?
If you value peace of mind, knowing you have international health insurance can be vital, especially when traveling outside the United States. Travel medical insurance becomes crucial if participating in risky activities or pre-existing health issues heightens your need for medical care. If your usual health insurance doesn't extend its coverage internationally, considering travel medical insurance international plans is a wise move.
How Much Travel Medical Insurance Do I Need?
The best travel medical insurance should align with your circumstances. A good rule of thumb is to have insurance fees between 5% and 10% of your trip's overall cost. When considering medical claims, review maximum payout limits.
Choosing the Best Travel Health Insurance for Your Needs
Finding the best travel health insurance involves comparing different plans and providers. Look for policies that offer a balance of comprehensive coverage and affordability. Consider factors like the duration of your trip, destinations, and any specific health needs you may have.
Selecting the Best Medical Travel Insurance Provider
Price matters, but it shouldn't compromise the quality of your travel medical insurance international coverage. Delve into the fine print, understand age restrictions, and peruse customer reviews before deciding.
Understanding the Coverage of Travel Health Insurance International Plans
It's crucial to understand what your travel health insurance international plan covers. Does it include emergency medical expenses, hospital stays, or even medical repatriation? Ensuring you have comprehensive health insurance for travelers means you can enjoy your international travels with greater confidence.
The Benefits of Trip Health Insurance for US Travelers
For US travelers, trip health insurance offers several benefits. From covering unforeseen illnesses to providing emergency medical services, it ensures that your health is not a barrier to exploring new destinations. This is especially significant if your domestic health plan offers limited or no international coverage.
International Health Insurance: Don’t Leave Home Without It
When planning an international trip, don't forget to include international health insurance in your checklist. This insurance is your financial shield against the high costs of medical treatment abroad and ensures that you receive the best possible care, no matter where you are.
Conclusion
Your ideal travel medical insurance will vary based on numerous factors like your destination, health, and planned activities. But with thorough research, you can find a policy that provides peace of mind without breaking the bank. Remember, with risks like the need for emergency evacuation insurance, it's better to be safe than sorry.