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A rewards credit card lets you earn valuable points, miles, or cash back on every purchase you make. Whether you’re dining out, shopping online, or traveling, your spending translates into rewards that you can use for gift cards, travel, or even statement credits. Apply for a rewards credit card today and start enjoying the benefits.
Rewards Rate:
2 points for every $1 you spend on travel and dining purchases
1.5 points for every $1 spent on all other purchases
No limit to the points earned and points don't expire on open accounts
Welcome Bonus: 60,000 online bonus points worth $600 when you spend at least $4,000 on purchases in the first 90 days of opening your account
Intro APR: N/A
Rewards Rate:
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals, and attractions booked on the Citi Travel℠ portal through 12/31/25
Welcome Bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49%-28.49%, based on your creditworthiness.
Rewards Rate:
Earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter
Earn 1X ThankYou® Points on all other purchases
Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025
Welcome Bonus: Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Intro APR: 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99%-27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rewards Rate:
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
Unlimited 1.5% cash back on all other purchases
Welcome Bonus: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year)
Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
Rewards Rate:
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%
(Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.)
Welcome Bonus: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months
Intro APR: Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.
Rewards Rate:
Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com
Earn 3 points per $1 spent on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations
Earn 1 Point per $1 spent on all other purchases
Limited Time Offer: Earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Intro APR: N/A
Rewards Rate:
4X Membership Rewards® points on restaurants (plus takeout and delivery in the U.S.) (up to your first $50,000 in annual spending, then 1X)
4X Membership Rewards® points at U.S. supermarkets (up to your first $25,000 in annual spending, then 1x)
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
Welcome Bonus: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Intro APR: N/A
Rewards Rate:
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually
Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Intro APR: N/A
Rewards Rate:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
Earn 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Welcome Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
Intro APR: N/A
Rewards Rate:
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
Welcome Bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership
Intro APR: N/A
visited a credit card site this month
The digital age has ushered in a convenient era for financial enthusiasts, making it easier than ever to explore the best credit card promotions. From introductory offers to exclusive bonuses, you can now sift through and apply for the best credit card offers now available online with just a few clicks. With the allure of the best bonus credit cards and the promise of lucrative rewards, 2023 is shaping to be a fantastic year for savvy consumers.
The market is flooded with attractive offers, so how do you select the perfect fit?
Promotions and Introductory Offers: Always look for the best credit card intro offers. These introductory bonuses can provide a substantial boost to your rewards early on.
Reward Structures: While the best credit card signup bonus is appealing, it's essential to consider the ongoing rewards structure. Does it align with your spending habits?
Card Benefits: Beyond just rewards, some cards come with additional perks like travel insurance, concierge services, or exclusive access to events.
It's not just about the rewards; it's about the entire package. Think about what you value the most and let that guide your decision.
As you dive into the dynamic world of rewards credit cards, here are the basics to keep in mind:
Sign-up Bonuses: Many cards come with a sign-up bonus as part of their credit card promotions. Meet the specified spending threshold to unlock these bonuses.
Earning Mechanism: Rewards credit cards typically offer points, miles, or cash back for every dollar spent. Understanding the earning rate and categories is crucial.
Redemption Options: While accumulating rewards is great, how you redeem them can vary. Some cards allow travel bookings, while others offer gift cards, merchandise, or statement credits.
The best credit card promotions can vary based on personal preferences. It's essential to keep an eye out for the best credit card intro offers and bonuses as they frequently change.
Qualifying typically involves meeting a specified spending requirement within a period after account opening. Ensure you read the terms and conditions carefully.
While tempting, applying for multiple credit card bonus offers in a short span can impact your credit score. It's essential to space out applications and consider the long-term implications.
In the race to offer the best credit card bonus, issuers are presenting more lucrative deals than ever. With a little research and careful consideration, you can maximize your benefits and enjoy the rewards of your spending.
Bank of America
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
The Platinum Card® from American Express